Secure Trust Bank (CHIX:STBL) YoY EPS Growth: 42.23% (As of Jun. 2026)

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CHIX:STBL Secure Trust Bank PLC CHIX:STBL
48 GF Score
Price £14.88
GF Value £7.49
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Secure Trust Bank YoY EPS Growth?

Secure Trust Bank CHIX:STBL -0.40% 48 YoY EPS Growth is 42.23% as of Jun. 2026. GuruFocus rates CHIX:STBL with a GF Score™ of 48/100 and a GF Value™ of £7.49 (Significantly Overvalued). The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Secure Trust Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 was 42.23%.

Secure Trust Bank's Earnings per Share (Diluted) for the six months ended in Jun. 2026 was £1.20.

Secure Trust Bank YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Secure Trust Bank's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Secure Trust Bank YoY EPS Growth Chart

Secure Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 195.56 -27.03 -27.82 -19.59 -12.23

Secure Trust Bank Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.44 -46.92 29.49 -87.02 42.23
CHIX:STBL
48GF Score
Secure Trust Bank PLC CHIX:STBL
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Secure Trust Bank YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Secure Trust Bank's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.89-1.014)/ | 1.014 |
=-12.23 %

Secure Trust Bank's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(1.199-0.843)/ | 0.843 |
=42.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 42.23% mean?
Secure Trust Bank (CHIX:STBL) has a YoY EPS Growth of 42.23% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Secure Trust Bank and its competitors.
Is Secure Trust Bank's YoY EPS Growth too high?
Secure Trust Bank's current YoY EPS Growth is 42.23%. Overall, Secure Trust Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's YoY EPS Growth compare to USB and PNC?
Secure Trust Bank's YoY EPS Growth of 42.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Secure Trust Bank and its competitors. Secure Trust Bank's current YoY EPS Growth is 42.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £7.49, compared to a current price of £14.88 — trading 98.7% above its estimated fair value. The current YoY EPS Growth is 42.23%. Secure Trust Bank's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current YoY EPS Growth is 42.23% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £14.88 is trading 98.7% above its estimated GF Value™ of £7.49. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • YoY EPS Growth: 42.23%
  • GF Value™: £7.49 vs. price of £14.88 (98.7% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
48GF Score

Get the complete analysis for CHIX:STBL

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£14.88
Price
£7.49
GF Value