The historical rank and industry rank for Secure Trust Bank's FCF Margin % or its related term are showing as below:
CHIX:STBl'
s FCF Margin % Range Over the Past 10 Years
Min: -188.22 Med: -8.52 Max: 154.04
Current: 154.04
During the past 13 years, the highest FCF Margin % of Secure Trust Bank was 154.04%. The lowest was -188.22%. And the median was -8.52%.
CHIX:STBl's FCF Margin % is ranked better than 91.22% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs CHIX:STBl: 154.04
Secure Trust Bank FCF Margin % Related Terms
Secure Trust Bank FCF Margin % Historical Data
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The historical data trend for Secure Trust Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Secure Trust Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Secure Trust Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Secure Trust Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Secure Trust Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Secure Trust Bank (CHIX:STBL) has a FCF Margin % of 346.46% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Secure Trust Bank and its competitors. According to the industry distribution chart, Secure Trust Bank ranks #132 out of 1504 companies in the Banks industry, placing it in the top 8.8%.
Is Secure Trust Bank's FCF Margin % too high?
Secure Trust Bank's current FCF Margin % is 346.46%. The Banks industry median FCF Margin % is 26.50. Secure Trust Bank's value of 346.46% is 1207.4% above this industry median. Based on the distribution chart, Secure Trust Bank ranks #132 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Secure Trust Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Secure Trust Bank ranks #132 out of 1504 companies for FCF Margin %. This places Secure Trust Bank in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. Secure Trust Bank's value of 346.46% is 1207.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Secure Trust Bank's current FCF Margin % of 346.46% is 1207.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Secure Trust Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Secure Trust Bank's current FCF Margin % is 346.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.84, compared to a current price of £13.54 — trading 98% above its estimated fair value. The current FCF Margin % is 346.46% and 1207.4% above the Banks industry median of 26.50. Secure Trust Bank's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current FCF Margin % is 346.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?
Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued.
The current stock price of £13.54 is trading 98% above its estimated GF Value™ of £6.84.
GuruFocus considers Secure Trust Bank to be Significantly Overvalued.
Key valuation signals for CHIX:STBL:
FCF Margin %: 346.46%
GF Value™: £6.84 vs. price of £13.54 (98% above fair value)
Industry Position: 1207.4% above the Banks median (#132 of 1504)
No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
54GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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