Secure Trust Bank (CHIX:STBL) Growth Rank: 7 (As of Aug. 11, 2026) — 17% Above Median

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:STBL Secure Trust Bank PLC CHIX:STBL
64 GF Score
Price £15.77
GF Value £6.60
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Secure Trust Bank Growth Rank?

Secure Trust Bank CHIX:STBL -1.07% 64 Growth Rank is 7 as of Aug. 11, 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates CHIX:STBL with a GF Score™ of 64/100 and a GF Value™ of £6.60 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Secure Trust Bank has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Secure Trust Bank Growth Rank Related Terms

CHIX:STBL vs PNC, USB: Growth Rank Comparison

For the Banks - Regional subindustry, Secure Trust Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Secure Trust Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Secure Trust Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Secure Trust Bank's Growth Rank falls into.


CHIX:STBL
64GF Score
Secure Trust Bank PLC CHIX:STBL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Secure Trust Bank (CHIX:STBL) has a Growth Rank of 7 as of Aug. 11, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Secure Trust Bank and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Secure Trust Bank's Growth Rank has ranged from 1.00 to 8.00.
Is Secure Trust Bank's Growth Rank too high?
Secure Trust Bank's current Growth Rank of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Secure Trust Bank has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's Growth Rank compare to PNC and USB?
Secure Trust Bank's Growth Rank of 7 can be compared against companies in the Banks industry. Historically, Secure Trust Bank's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Secure Trust Bank and its competitors. Secure Trust Bank's current Growth Rank is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.60, compared to a current price of £15.77 — trading 138.9% above its estimated fair value. The current Growth Rank is 7, which is 17% above median its 10-year median of 6.00. Secure Trust Bank's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current Growth Rank is 7 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £15.77 is trading 138.9% above its estimated GF Value™ of £6.60. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • Growth Rank: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: £6.60 vs. price of £15.77 (138.9% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
64GF Score

Get the complete analysis for CHIX:STBL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£15.77
Price
£6.60
GF Value