Secure Trust Bank (CHIX:STBL) Tax Rate %: 24.59% (As of Dec. 2025)

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CHIX:STBL Secure Trust Bank PLC CHIX:STBL
54 GF Score
Price £14.96
GF Value £6.91
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Secure Trust Bank Tax Rate %?

Secure Trust Bank CHIX:STBL +0.67% 54 Tax Rate % is 24.59% as of Dec. 2025. GuruFocus rates CHIX:STBL with a GF Score™ of 54/100 and a GF Value™ of £6.91 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Secure Trust Bank's Tax Expense for the six months ended in Dec. 2025 was £9.1 Mil. Secure Trust Bank's Pre-Tax Income for the six months ended in Dec. 2025 was £37.0 Mil. Therefore, Secure Trust Bank's Tax Rate % for the quarter that ended in Dec. 2025 was 24.59%.

Secure Trust Bank Tax Rate % Related Terms

Secure Trust Bank Tax Rate % Historical Data

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The historical data trend for Secure Trust Bank's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Secure Trust Bank Tax Rate % Chart

Secure Trust Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.60 24.10 26.87 32.53 24.79

Secure Trust Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.06 25.15 42.98 25.11 24.59
CHIX:STBL
54GF Score
Secure Trust Bank PLC CHIX:STBL
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Secure Trust Bank Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Secure Trust Bank's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=14.7/59.3
=24.79 %

Secure Trust Bank's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=9.1/37
=24.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 24.59% mean?
Secure Trust Bank (CHIX:STBL) has a Tax Rate % of 24.59% as of Dec. 2025.
Is Secure Trust Bank's Tax Rate % too high?
Secure Trust Bank's current Tax Rate % is 24.59%. Overall, Secure Trust Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Secure Trust Bank's Tax Rate % compare to PNC and USB?
Secure Trust Bank's Tax Rate % of 24.59% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Secure Trust Bank's current Tax Rate % is 24.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Secure Trust Bank stock overvalued right now?
Based on GuruFocus' analysis, Secure Trust Bank (CHIX:STBL) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.91, compared to a current price of £14.96 — trading 116.5% above its estimated fair value. The current Tax Rate % is 24.59%. Secure Trust Bank's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Secure Trust Bank (CHIX:STBL), the current Tax Rate % is 24.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Secure Trust Bank (CHIX:STBL) Overvalued in 2026?

Based on GuruFocus' analysis, Secure Trust Bank stock appears to be overvalued. The current stock price of £14.96 is trading 116.5% above its estimated GF Value™ of £6.91. GuruFocus considers Secure Trust Bank to be Significantly Overvalued.

Key valuation signals for CHIX:STBL:

  • Tax Rate %: 24.59%
  • GF Value™: £6.91 vs. price of £14.96 (116.5% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the CHIX:STBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Secure Trust Bank Business Description

Other Exchanges STB:UK
Address Arleston Way, Yorke House, Solihull, West Midlands, GBR, B90 4LH
Secure Trust Bank PLC is engaged in the provision of banking and financial services. The company is organised into four operating segments, which consist of the different products available, as follows: i) Consumer Finance: it includes Retail Finance and Vehicle Finance, ii) Business Finance: It includes Real Estate Finance and Commercial Finance, and iii) Other. The majority of revenue is derived from the Retail Finance segment, which provides online e-commerce services to retailers, providing unsecured lending products to prime UK customers. Geographically, the company operates only in the United Kingdom.
54GF Score

Get the complete analysis for CHIX:STBL

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£14.96
Price
£6.91
GF Value