Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Donegal Group's EPS (Basic) for the
three
months ended in Jun. 2026 was $0.61.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.96.
During the past 12 months, Donegal Group's average EPS without NRIGrowth Rate was -18.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 121.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 6.30% per year.
During the past 13 years, Donegal Group's highest 3-Year average EPS without NRI Growth Rate was 243.90% per year. The lowest was -72.60% per year. And the median was 10.70% per year.
Donegal Group (NAS:DGICA) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Donegal Group Earnings per Share (Diluted) Related Terms
Donegal Group Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Donegal Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DGICA vs HIPO, HRTG, ACIC: Earnings per Share (Diluted) Comparison
For the Insurance - Property & Casualty subindustry, Donegal Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Donegal Group PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Donegal Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Donegal Group's PE Ratio falls into.
Donegal Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Donegal Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.93
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $1.93 mean?
Donegal Group (DGICA) has a Earnings per Share (Diluted) of $1.93 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Donegal Group and its competitors. According to the industry distribution chart, Donegal Group ranks #20 out of 398 companies in the Insurance industry, placing it in the top 5%.
Is Donegal Group's Earnings per Share (Diluted) too high?
Donegal Group's current Earnings per Share (Diluted) is $1.93. The Insurance industry median Earnings per Share (Diluted) is 16.45. Donegal Group's value of $1.93 is 88.3% below this industry median. Based on the distribution chart, Donegal Group ranks #20 out of 398 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Donegal Group has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's Earnings per Share (Diluted) compare to HIPO and HRTG?
According to the Insurance industry distribution chart, Donegal Group ranks #20 out of 398 companies for Earnings per Share (Diluted). This places Donegal Group in the top 5% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 16.45. Donegal Group's value of $1.93 is 88.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.45, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Donegal Group's current Earnings per Share (Diluted) of $1.93 is 88.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Donegal Group and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Donegal Group's current Earnings per Share (Diluted) is $1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Fairly Valued. The stock's GF Value™ is $18.60, compared to a current price of $19.22 — trading 3.3% above its estimated fair value. The current Earnings per Share (Diluted) is $1.93 and 88.3% below the Insurance industry median of 16.45. Donegal Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Donegal Group (DGICA), the current Earnings per Share (Diluted) is $1.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Donegal Group (DGICA) Overvalued in 2026?
Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued.
The current stock price of $19.22 is trading 3.3% above its estimated GF Value™ of $18.60.
GuruFocus considers Donegal Group to be Fairly Valued.
Key valuation signals for DGICA:
Earnings per Share (Diluted): $1.93
GF Value™: $18.60 vs. price of $19.22 (3.3% above fair value)
Industry Position: 88.3% below the Insurance median (#20 of 398)
No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
63GF Score
Get the complete analysis for DGICA
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DGICA has been successfully added to your 
