DGICA (Donegal Group) Tariff Resilience Score: 8/10 (As of Jul. 04, 2026)


DGICA Donegal Group Inc DGICA
60 GF Score
Price $19.27
GF Value $14.09
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Donegal Group Tariff Resilience Score?

Donegal Group DGICA +0.26% 60 Tariff Resilience Score is 8 as of Jul. 04, 2026. GuruFocus rates DGICA with a GF Score™ of 60/100 and a GF Value™ of $14.09 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 596 Insurance companies, Donegal Group ranks better than 87.58% on this metric.

Donegal Group has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Donegal Group has Donegal Group Inc is an insurance company with limited exposure to international trade tariffs. Its operations are primarily domestic, reducing vulnerability to global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Donegal Group might have Highly Resilient.

Donegal Group  (NAS:DGICA) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Donegal Group Tariff Resilience Score Related Terms

DGICA vs HIPO, HRTG, ROOT: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Donegal Group's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Donegal Group Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Donegal Group's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Donegal Group's Tariff Resilience Score falls into.


DGICA
60GF Score
Donegal Group Inc DGICA
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Donegal Group (DGICA) has a Tariff Resilience Score of 8 as of Jul. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Donegal Group ranks #74 out of 596 companies in the Insurance industry, placing it in the top 12.4%.
Is Donegal Group's Tariff Resilience Score too high?
Donegal Group's current Tariff Resilience Score is 8. Based on the distribution chart, Donegal Group ranks #74 out of 596 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Donegal Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's Tariff Resilience Score compare to HIPO and HRTG?
According to the Insurance industry distribution chart, Donegal Group ranks #74 out of 596 companies for Tariff Resilience Score. This places Donegal Group in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Donegal Group's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.09, compared to a current price of $19.27 — trading 36.8% above its estimated fair value. The current Tariff Resilience Score is 8. Donegal Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Donegal Group (DGICA), the current Tariff Resilience Score is 8 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Donegal Group (DGICA) Overvalued in 2026?

Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued. The current stock price of $19.27 is trading 36.8% above its estimated GF Value™ of $14.09. GuruFocus considers Donegal Group to be Significantly Overvalued.

Key valuation signals for DGICA:

  • Tariff Resilience Score: 8
  • GF Value™: $14.09 vs. price of $19.27 (36.8% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Donegal Group Business Description

Other Exchanges DGICB:USA
Address 1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
60GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.27
Price
$14.09
GF Value