DGICA (Donegal Group) ROE % Adjusted to Book Value: 7.29% (As of Mar. 2026)


DGICA Donegal Group Inc DGICA
60 GF Score
Price $18.68
GF Value $14.10
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Donegal Group ROE % Adjusted to Book Value?

Donegal Group DGICA +3.66% 60 ROE % Adjusted to Book Value is 7.29% as of Mar. 2026. GuruFocus rates DGICA with a GF Score™ of 60/100 and a GF Value™ of $14.10 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Donegal Group's ROE % for the quarter that ended in Mar. 2026 was 7.14%. Donegal Group's PB Ratio for the quarter that ended in Mar. 2026 was 0.98. Donegal Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.29%.

Donegal Group ROE % Adjusted to Book Value Related Terms

Donegal Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for Donegal Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Donegal Group ROE % Adjusted to Book Value Chart

Donegal Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.74 -0.41 0.95 9.82 11.63

Donegal Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.74 9.44 11.53 9.43 7.29

DGICA vs HIPO, HRTG, ROOT: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Donegal Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Donegal Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Donegal Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Donegal Group's ROE % Adjusted to Book Value falls into.


DGICA
60GF Score
Donegal Group Inc DGICA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Donegal Group ROE % Adjusted to Book Value Calculation

Donegal Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.38% / 1.15
=11.63%

Donegal Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.14% / 0.98
=7.29%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.29% mean?
Donegal Group (DGICA) has a ROE % Adjusted to Book Value of 7.29% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Donegal Group and its competitors.
Is Donegal Group's ROE % Adjusted to Book Value too high?
Donegal Group's current ROE % Adjusted to Book Value is 7.29%. Overall, Donegal Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's ROE % Adjusted to Book Value compare to HIPO and HRTG?
Donegal Group's ROE % Adjusted to Book Value of 7.29% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Donegal Group and its competitors. Donegal Group's current ROE % Adjusted to Book Value is 7.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.10, compared to a current price of $18.68 — trading 32.5% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.29%. Donegal Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Donegal Group (DGICA), the current ROE % Adjusted to Book Value is 7.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Donegal Group (DGICA) Overvalued in 2026?

Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued. The current stock price of $18.68 is trading 32.5% above its estimated GF Value™ of $14.10. GuruFocus considers Donegal Group to be Significantly Overvalued.

Key valuation signals for DGICA:

  • ROE % Adjusted to Book Value: 7.29%
  • GF Value™: $14.10 vs. price of $18.68 (32.5% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Donegal Group Business Description

Other Exchanges DGICB:USA
Address 1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
60GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.68
Price
$14.10
GF Value