Donegal GroupDGICA +2.01%60 Shareholder Yield % is 1.89% as of Mar. 2026, which is 4% below its 10-year median of 1.97. GuruFocus rates DGICA with a GF Score™ of 60/100 and a GF Value™ of $14.10 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 495 Insurance companies, Donegal Group ranks worse than 54.95% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Donegal Group's Shareholder Yield % was 1.89%.
Donegal Group (NAS:DGICA) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Donegal Group Shareholder Yield % Related Terms
Donegal Group Shareholder Yield % Historical Data
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The historical data trend for Donegal Group's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DGICA vs HIPO, HRTG, ROOT: Shareholder Yield % Comparison
For the Insurance - Property & Casualty subindustry, Donegal Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Donegal Group Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Donegal Group's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Donegal Group's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Donegal Group (DGICA) has a Shareholder Yield % of 1.89% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Donegal Group and its competitors. This is near median its historical median of 1.97. According to the industry distribution chart, Donegal Group ranks #272 out of 495 companies in the Insurance industry, placing it in the top 54.9%.
Is Donegal Group's Shareholder Yield % too high?
Donegal Group's current Shareholder Yield % of 1.89% is near median its 10-year median of 1.97. The Insurance industry median Shareholder Yield % is 2.77. Donegal Group's value of 1.89% is 31.8% below this industry median. Based on the distribution chart, Donegal Group ranks #272 out of 495 companies in the Insurance industry, which is below the industry midpoint. Overall, Donegal Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's Shareholder Yield % compare to HIPO and HRTG?
According to the Insurance industry distribution chart, Donegal Group ranks #272 out of 495 companies for Shareholder Yield %. This places Donegal Group in the lower half of its industry. The industry median Shareholder Yield % is 2.77. Donegal Group's value of 1.89% is 31.8% below this benchmark. While the company's 10-year median is 1.97 vs. the industry median of 2.77, Donegal Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.77, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Donegal Group's current Shareholder Yield % of 1.89% is 31.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Donegal Group and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Donegal Group's current Shareholder Yield % is 1.89%, which is near median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.10, compared to a current price of $19.24 — trading 36.5% above its estimated fair value. The current Shareholder Yield % is 1.89%, which is near median its 10-year median of 1.97 and 31.8% below the Insurance industry median of 2.77. Donegal Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Donegal Group (DGICA), the current Shareholder Yield % is 1.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Donegal Group (DGICA) Overvalued in 2026?
Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued.
The current stock price of $19.24 is trading 36.5% above its estimated GF Value™ of $14.10.
GuruFocus considers Donegal Group to be Significantly Overvalued.
Key valuation signals for DGICA:
Shareholder Yield %: 1.89% (near median its 10-year median of 1.97)
GF Value™: $14.10 vs. price of $19.24 (36.5% above fair value)
Industry Position: 31.8% below the Insurance median (#272 of 495)
No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
60GF Score
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