DGICA (Donegal Group) Interest Expense: $-1.4 Mil (TTM As of Mar. 2026)

What is Donegal Group Interest Expense?

Donegal Group DGICA +0.26% 64 Interest Expense is $-1.4 Mil as of Mar. 2026. GuruFocus rates DGICA with a GF Score™ of 64/100 and a GF Value™ of $14.09 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Donegal Group's interest expense for the three months ended in Mar. 2026 was $ -0.3 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-1.4 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Donegal Group's Operating Income for the three months ended in Mar. 2026 was $ 14.5 Mil. Donegal Group's Interest Expense for the three months ended in Mar. 2026 was $ -0.3 Mil. Donegal Group's Interest Coverage for the quarter that ended in Mar. 2026 was 43.41. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Donegal Group (NAS:DGICA) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Donegal Group's Interest Expense for the three months ended in Mar. 2026 was $-0.3 Mil. Its EBIT for the three months ended in Mar. 2026 was $14.5 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $0.0 Mil.

Donegal Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage	=	-1	*	EBIT (Q: Mar. 2026 )	/	Interest Expense (Q: Mar. 2026 )
	=	-1	*	14.456	/	-0.333
	=	43.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Donegal Group Interest Expense Historical Data

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The historical data trend for Donegal Group's Interest Expense can be seen below:

Donegal Group Interest Expense Chart

Donegal Group Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-0.90

-0.62

-0.95

-1.35

Donegal Group Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-0.33	-0.34	-0.34	-0.34	-0.33

64GF Score

Donegal Group Inc DGICA

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Donegal Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.4 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-1.4 Mil mean?

Donegal Group (DGICA) has a Interest Expense of $-1.4 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Donegal Group and its competitors.

Is Donegal Group's Interest Expense too high?

Donegal Group's current Interest Expense is $-1.4 Mil. Overall, Donegal Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Donegal Group's Interest Expense compare to HIPO and HRTG?

Donegal Group's Interest Expense of $-1.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Donegal Group and its competitors. Donegal Group's current Interest Expense is $-1.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Donegal Group stock overvalued right now?

Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.09, compared to a current price of $19.27 — trading 36.8% above its estimated fair value. The current Interest Expense is $-1.4 Mil. Donegal Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Donegal Group (DGICA), the current Interest Expense is $-1.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Donegal Group (DGICA) Overvalued in 2026?

Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued. The current stock price of $19.27 is trading 36.8% above its estimated GF Value™ of $14.09. GuruFocus considers Donegal Group to be Significantly Overvalued.

Key valuation signals for DGICA:

Interest Expense: $-1.4 Mil
GF Value™: $14.09 vs. price of $19.27 (36.8% above fair value)
GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Donegal Group Business Description

Industry Financial Services Insurance

Comparable Companies HIPO HRTG ROOT ACIC BOW AII GBLI TRUP NODK SAFT CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH

Other Exchanges DGICB:USA

Address 1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547

Website https://www.donegalgroup.com

Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.

64GF Score

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$19.27

Price

$14.09

GF Value

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