DGICA (Donegal Group) EPS without NRI: $1.77 (TTM As of Mar. 2026)


DGICA Donegal Group Inc DGICA
64 GF Score
Price $19.24
GF Value $14.09
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Donegal Group EPS without NRI?

Donegal Group DGICA +0.05% 64 EPS without NRI is $1.77 as of Mar. 2026. GuruFocus rates DGICA with a GF Score™ of 64/100 and a GF Value™ of $14.09 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 401 Insurance companies, Donegal Group ranks better than 95.26% on this metric.

Donegal Group's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $0.32. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $1.77.

During the past 12 months, Donegal Group's average earnings per share (NRI) Growth Rate was -10.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 121.40% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 6.30% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Donegal Group's EPS without NRI or its related term are showing as below:

DGICA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -72.6   Med: 10.7   Max: 243.9
Current: 121.4

During the past 13 years, Donegal Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 243.90% per year. The lowest was -72.60% per year. And the median was 10.70% per year.

DGICA's 3-Year EPS without NRI Growth Rate is ranked better than
95.26% of 401 companies
in the Insurance industry
Industry Median: 16.5 vs DGICA: 121.40

Donegal Group's EPS (Diluted) for the three months ended in Mar. 2026 was $0.31. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.79.

Donegal Group's EPS (Basic) for the three months ended in Mar. 2026 was $0.32. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.82.


Donegal Group  (NAS:DGICA) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Donegal Group EPS without NRI Related Terms


Donegal Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for Donegal Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Donegal Group EPS without NRI Chart

Donegal Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.20 0.06 1.41 2.17

Donegal Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.43 0.52 0.50 0.32

DGICA vs HIPO, HRTG, ROOT: EPS without NRI Comparison

For the Insurance - Property & Casualty subindustry, Donegal Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Donegal Group PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Donegal Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Donegal Group's PE Ratio without NRI falls into.


DGICA
64GF Score
Donegal Group Inc DGICA
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Donegal Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $1.77 mean?
Donegal Group (DGICA) has a EPS without NRI of $1.77 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Donegal Group and its competitors. According to the industry distribution chart, Donegal Group ranks #19 out of 401 companies in the Insurance industry, placing it in the top 4.7%.
Is Donegal Group's EPS without NRI too high?
Donegal Group's current EPS without NRI is $1.77. The Insurance industry median EPS without NRI is 16.50. Donegal Group's value of $1.77 is 89.3% below this industry median. Based on the distribution chart, Donegal Group ranks #19 out of 401 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Donegal Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's EPS without NRI compare to HIPO and HRTG?
According to the Insurance industry distribution chart, Donegal Group ranks #19 out of 401 companies for EPS without NRI. This places Donegal Group in the top 5% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 16.50. Donegal Group's value of $1.77 is 89.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.50, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Donegal Group's current EPS without NRI of $1.77 is 89.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Donegal Group and its competitors. For the Insurance industry, the median EPS without NRI is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Donegal Group's current EPS without NRI is $1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.09, compared to a current price of $19.24 — trading 36.6% above its estimated fair value. The current EPS without NRI is $1.77 and 89.3% below the Insurance industry median of 16.50. Donegal Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Donegal Group (DGICA), the current EPS without NRI is $1.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Donegal Group (DGICA) Overvalued in 2026?

Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued. The current stock price of $19.24 is trading 36.6% above its estimated GF Value™ of $14.09. GuruFocus considers Donegal Group to be Significantly Overvalued.

Key valuation signals for DGICA:

  • EPS without NRI: $1.77
  • GF Value™: $14.09 vs. price of $19.24 (36.6% above fair value)
  • GF Score™: 64/100 with 5 warning signs
  • Industry Position: 89.3% below the Insurance median (#19 of 401)

No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Donegal Group Business Description

Other Exchanges DGICB:USA
Address 1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
64GF Score

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EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.24
Price
$14.09
GF Value