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DGICA (Donegal Group) Degree of Operating Leverage : 230.08 (As of Mar. 2025)


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What is Donegal Group Degree of Operating Leverage?

Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. Donegal Group's Degree of Operating Leverage for the quarter that ended in Mar. 2025 was 230.08. The higher Degree of Operating Leverage, the higher operating risk the company will take.

The industry rank for Donegal Group's Degree of Operating Leverage or its related term are showing as below:

DGICA's Degree of Operating Leverage is ranked worse than
98.83% of 341 companies
in the Insurance industry
Industry Median: 0.96 vs DGICA: 230.08

Donegal Group Degree of Operating Leverage Historical Data

The historical data trend for Donegal Group's Degree of Operating Leverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Donegal Group Degree of Operating Leverage Chart

Donegal Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Degree of Operating Leverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.34 -10.38 -28.20 -30.91 150.98

Donegal Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Degree of Operating Leverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16.70 -597.87 20.60 150.98 230.08

Competitive Comparison of Donegal Group's Degree of Operating Leverage

For the Insurance - Property & Casualty subindustry, Donegal Group's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Donegal Group's Degree of Operating Leverage Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Donegal Group's Degree of Operating Leverage distribution charts can be found below:

* The bar in red indicates where Donegal Group's Degree of Operating Leverage falls into.


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Donegal Group Degree of Operating Leverage Calculation

Donegal Group's Degree of Operating Leverage for the quarter that ended in Mar. 2025 is calculated as:

Degree of Operating Leverage=% Change in EBIT**/% Change in Revenue
=( 87.376 (Mar. 2025) / 6.636 (Mar. 2024) - 1 )/( 993.638 (Mar. 2025) / 943.733 (Mar. 2024) - 1 )
=12.167/0.0529
=230.08***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.


Donegal Group  (NAS:DGICA) Degree of Operating Leverage Explanation

Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.

A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.

Be Aware

The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.


Donegal Group Degree of Operating Leverage Related Terms

Thank you for viewing the detailed overview of Donegal Group's Degree of Operating Leverage provided by GuruFocus.com. Please click on the following links to see related term pages.


Donegal Group Business Description

Traded in Other Exchanges
Address
1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547-0302
Donegal Group Inc is an insurance holding company that offers businesses and individuals personal and commercial lines of property and casualty insurance. The company's reportable segments are its Investment function, Personal lines of insurance, and Commercial lines of insurance. Personal lines products consist mainly of homeowners and private passenger automobile policies. The Commercial lines products of its insurance subsidiaries consist mainly of commercial automobile, commercial multi-peril, and workers' compensation policies. The group mainly operates in the United States.
Executives
Vincent Anthony Viozzi officer: Sr. VP & Chief Inv Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
William Daniel Delamater officer: Senior Vice President 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
William Albert Folmar officer: Sr. Vice President 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Barry C Huber director 360 WINDING WAY, LANCASTER PA 17602
David Wayne Sponic officer: Senior Vice President 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Jeffery Tim Hay officer: Senior Vice President 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Sanjay Pandey officer: Sr. VP & Chief Info Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Jeffrey Dean Miller officer: EVP & Chief Financial Officer 1195 RIVER ROAD, MARIETTA PA 17547
Donegal Mutual Insurance Co 10 percent owner 1195 RIVER ROAD, MARIETTA PA 17547
Daniel J Wagner officer: Treasurer 1195 RIVER ROAD, MARIETTA PA 17547
Christina Marie Hoffman officer: Sr. VP & Chief Risk Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Kevin Gerard Burke director, officer: President & Chief Exec Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Kristi Spencer Altshuler officer: Sr. Vice President 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Dennis Joseph Bixenman director 1195 RIVER ROAD, MARIETTA PA 17547
Moore Sewell Trezevant Jr director LUMINENT MORTGAGE CAPITAL INC, 909 MONTGOMERY STREET SUITE 500, SAN FRANCISCO CA 94133