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Donegal GroupDGICA 69 3-1 Month Momentum % is 9.20% as of Aug. 16, 2026. GuruFocus rates DGICA with a GF Score™ of 69/100 and a GF Value™ of $18.55 (Fairly Valued). The stock has 5 warning signs investors should review. Among 579 Insurance companies, Donegal Group ranks better than 62.52% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-16), Donegal Group's 3-1 Month Momentum % is 9.20%.
The industry rank for Donegal Group's 3-1 Month Momentum % or its related term are showing as below:
DGICA's 3-1 Month Momentum % is ranked better than 62.52% of 579
companies
in the Insurance industry
Industry Median: 5.33
vs DGICA: 9.20
Donegal Group (NAS:DGICA) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Donegal Group 3-1 Month Momentum % Related Terms
DGICA vs HIPO, HRTG, ACIC: 3-1 Month Momentum % Comparison
For the Insurance - Property & Casualty subindustry, Donegal Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Donegal Group 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Donegal Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Donegal Group's 3-1 Month Momentum % falls into.
Donegal Group (NAS:DGICA) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Donegal Group (DGICA) has a 3-1 Month Momentum % of 9.20% as of Aug. 16, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Donegal Group and its competitors. According to the industry distribution chart, Donegal Group ranks #217 out of 579 companies in the Insurance industry, placing it in the top 37.5%.
Is Donegal Group's 3-1 Month Momentum % too high?
Donegal Group's current 3-1 Month Momentum % is 9.20%. The Insurance industry median 3-1 Month Momentum % is 5.33. Donegal Group's value of 9.20% is 72.6% above this industry median. Based on the distribution chart, Donegal Group ranks #217 out of 579 companies in the Insurance industry, which is above the industry midpoint. Overall, Donegal Group has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's 3-1 Month Momentum % compare to HIPO and HRTG?
According to the Insurance industry distribution chart, Donegal Group ranks #217 out of 579 companies for 3-1 Month Momentum %. This puts Donegal Group in the upper half of its industry. The industry median 3-1 Month Momentum % is 5.33. Donegal Group's value of 9.20% is 72.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 5.33, based on 579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Donegal Group's current 3-1 Month Momentum % of 9.20% is 72.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Donegal Group and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 5.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Donegal Group's current 3-1 Month Momentum % is 9.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Fairly Valued. The stock's GF Value™ is $18.55, compared to a current price of $18.75 — trading 1.1% above its estimated fair value. The current 3-1 Month Momentum % is 9.20% and 72.6% above the Insurance industry median of 5.33. Donegal Group's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Donegal Group (DGICA), the current 3-1 Month Momentum % is 9.20% as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Donegal Group (DGICA) Overvalued in 2026?
Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued.
The current stock price of $18.75 is trading 1.1% above its estimated GF Value™ of $18.55.
GuruFocus considers Donegal Group to be Fairly Valued.
Key valuation signals for DGICA:
3-1 Month Momentum %: 9.20%
GF Value™: $18.55 vs. price of $18.75 (1.1% above fair value)
Industry Position: 72.6% above the Insurance median (#217 of 579)
No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
69GF Score
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