Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Donegal Group's share price for the quarter that ended in Mar. 2026 was $17.18. Donegal Group's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 37.0 Mil. Therefore, Donegal Group's market cap for the quarter that ended in Mar. 2026 was $635.9 Mil.
Donegal Group's quarterly market cap
increased
from Sep. 2025 ($709.9 Mil) to Dec. 2025 ($738.4 Mil) but then
declined
from Dec. 2025 ($738.4 Mil) to Mar. 2026 ($635.9 Mil).
Donegal Group's annual market cap
increased
from Dec. 2023 ($466.4 Mil) to Dec. 2024 ($549.6 Mil) and
increased
from Dec. 2024 ($549.6 Mil) to Dec. 2025 ($738.4 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Donegal Group's Enterprise Value for Today is $746.0 Mil.
Donegal Group (NAS:DGICA) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Donegal Group Market Cap Related Terms
Donegal Group Market Cap Historical Data
* Premium members only.
The historical data trend for Donegal Group's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Donegal Group's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Donegal Group Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, Donegal Group's Market Cap distribution charts can be found below:
* The bar in red indicates where Donegal Group's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Donegal Group's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Donegal Group (DGICA) has a Market Cap of $746.5 Mil as of Jul. 07, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Donegal Group and its competitors. According to the industry distribution chart, Donegal Group ranks #257 out of 522 companies in the Insurance industry, placing it in the top 49.2%.
Is Donegal Group's Market Cap too high?
Donegal Group's current Market Cap is $746.5 Mil. The Insurance industry median Market Cap is 683.18. Donegal Group's value of $746.5 Mil is 9.3% above this industry median. Based on the distribution chart, Donegal Group ranks #257 out of 522 companies in the Insurance industry, which is above the industry midpoint. Overall, Donegal Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's Market Cap compare to HIPO and HRTG?
According to the Insurance industry distribution chart, Donegal Group ranks #257 out of 522 companies for Market Cap. This puts Donegal Group in the upper half of its industry. The industry median Market Cap is 683.18. Donegal Group's value of $746.5 Mil is 9.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 683.18, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Donegal Group's current Market Cap of $746.5 Mil is 9.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Donegal Group and its competitors. For the Insurance industry, the median Market Cap is 683.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Donegal Group's current Market Cap is $746.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.09, compared to a current price of $19.40 — trading 37.7% above its estimated fair value. The current Market Cap is $746.5 Mil and 9.3% above the Insurance industry median of 683.18. Donegal Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Donegal Group (DGICA), the current Market Cap is $746.5 Mil as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Donegal Group (DGICA) Overvalued in 2026?
Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued.
The current stock price of $19.40 is trading 37.7% above its estimated GF Value™ of $14.09.
GuruFocus considers Donegal Group to be Significantly Overvalued.
Key valuation signals for DGICA:
Market Cap: $746.5 Mil
GF Value™: $14.09 vs. price of $19.40 (37.7% above fair value)
Industry Position: 9.3% above the Insurance median (#257 of 522)
No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
64GF Score
Get the complete analysis for DGICA
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DGICA has been successfully added to your 
