DGICA (Donegal Group) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


DGICA Donegal Group Inc DGICA
64 GF Score
Price $18.87
GF Value $14.08
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Donegal Group ROC (Joel Greenblatt) %?

Donegal Group DGICA 64 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates DGICA with a GF Score™ of 64/100 and a GF Value™ of $14.08 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 66 Insurance companies, Donegal Group ranks worse than 1515150% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

DGICA
64GF Score
Donegal Group Inc DGICA
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a ROC (Joel Greenblatt) % of % mean?
Donegal Group (DGICA) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Donegal Group and its competitors. According to the industry distribution chart, Donegal Group ranks #999999 out of 66 companies in the Insurance industry.
Is Donegal Group's ROC (Joel Greenblatt) % too high?
Donegal Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Donegal Group ranks #999999 out of 66 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Donegal Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Donegal Group's ROC (Joel Greenblatt) % compare to HIPO and HRTG?
According to the Insurance industry distribution chart, Donegal Group ranks #999999 out of 66 companies for ROC (Joel Greenblatt) %. This places Donegal Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.89, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Donegal Group and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Donegal Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Donegal Group stock overvalued right now?
Based on GuruFocus' analysis, Donegal Group (DGICA) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.08, compared to a current price of $18.87 — trading 34% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Donegal Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Donegal Group (DGICA), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Donegal Group (DGICA) Overvalued in 2026?

Based on GuruFocus' analysis, Donegal Group stock appears to be overvalued. The current stock price of $18.87 is trading 34% above its estimated GF Value™ of $14.08. GuruFocus considers Donegal Group to be Significantly Overvalued.

Key valuation signals for DGICA:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $14.08 vs. price of $18.87 (34% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the DGICA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Donegal Group Business Description

Other Exchanges DGICB:USA
Address 1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547
Donegal Group Inc is an insurance holding company whose insurance subsidiaries and affiliates offer property and casualty insurance in 21 Mid-Atlantic, Midwestern, Southern, and Southwestern states. It includes three segments: Investments Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The majority of revenue is from the commercial Lines segment. The commercial Lines segment consists mainly of commercial automobile, commercial multi-peril, and workers' compensation policies.
64GF Score

Get the complete analysis for DGICA

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.87
Price
$14.08
GF Value