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SezzleSEZL +0.51%81 Earnings per Share (Diluted) is $4.56 as of Jun. 2026. GuruFocus rates SEZL with a GF Score™ of 81/100 and a GF Value™ of $89.65 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 429 Credit Services companies, Sezzle ranks worse than 233100% on this metric.
Sezzle's EPS (Basic) for the
three
months ended in Jun. 2026 was $1.21.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $4.77.
Sezzle's EPS without NRI for the
three
months ended in Jun. 2026 was $1.13.
Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $4.44.
During the past 12 months, Sezzle's average EPS without NRIGrowth Rate was 54.30% per year.
During the past 8 years, Sezzle's highest 3-Year average EPS without NRI Growth Rate was -14.20% per year. The lowest was -14.20% per year. And the median was -14.20% per year.
Sezzle (NAS:SEZL) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Sezzle Earnings per Share (Diluted) Related Terms
Sezzle Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Sezzle's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SEZL vs BFH, NNI, SLM: Earnings per Share (Diluted) Comparison
For the Credit Services subindustry, Sezzle's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sezzle PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sezzle's PE Ratio distribution charts can be found below:
* The bar in red indicates where Sezzle's PE Ratio falls into.
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Sezzle's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.56
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $4.56 mean?
Sezzle (SEZL) has a Earnings per Share (Diluted) of $4.56 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Sezzle and its competitors. According to the industry distribution chart, Sezzle ranks #999999 out of 429 companies in the Credit Services industry.
Is Sezzle's Earnings per Share (Diluted) too high?
Sezzle's current Earnings per Share (Diluted) is $4.56. The Credit Services industry median Earnings per Share (Diluted) is 11.70. Sezzle's value of $4.56 is 61% below this industry median. Based on the distribution chart, Sezzle ranks #999999 out of 429 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Sezzle has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sezzle's Earnings per Share (Diluted) compare to BFH and NNI?
According to the Credit Services industry distribution chart, Sezzle ranks #999999 out of 429 companies for Earnings per Share (Diluted). This places Sezzle in the lower half of its industry. The industry median Earnings per Share (Diluted) is 11.70. Sezzle's value of $4.56 is 61% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Credit Services company?
The median Earnings per Share (Diluted) among Credit Services companies is 11.70, based on 429 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sezzle's current Earnings per Share (Diluted) of $4.56 is 61% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Sezzle and its competitors. For the Credit Services industry, the median Earnings per Share (Diluted) is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sezzle's current Earnings per Share (Diluted) is $4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sezzle stock overvalued right now?
Based on GuruFocus' analysis, Sezzle (SEZL) is currently considered Significantly Overvalued. The stock's GF Value™ is $89.65, compared to a current price of $118.87 — trading 32.6% above its estimated fair value. The current Earnings per Share (Diluted) is $4.56 and 61% below the Credit Services industry median of 11.70. Sezzle's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Sezzle (SEZL), the current Earnings per Share (Diluted) is $4.56 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sezzle (SEZL) Overvalued in 2026?
Based on GuruFocus' analysis, Sezzle stock appears to be overvalued.
The current stock price of $118.87 is trading 32.6% above its estimated GF Value™ of $89.65.
GuruFocus considers Sezzle to be Significantly Overvalued.
Key valuation signals for SEZL:
Earnings per Share (Diluted): $4.56
GF Value™: $89.65 vs. price of $118.87 (32.6% above fair value)
Industry Position: 61% below the Credit Services median (#999999 of 429)
No single metric tells the full story. See the SEZL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sezzle Inc is a financing institution that offers technology-driven payment platform. The Sezzle Platform offers a payments solution for consumers in the United States and Canada that has the ability to instantly extend credit at the point-of-sale, allowing consumers to purchase and receive merchandise while paying in installments over time. Consumers pay a portion of the purchase price at the point-of-sale as a down payment, and then pay off the remaining amount over time through scheduled payments. It also offer the ability to pay-in-full using the Sezzle Platform. Its operations comprise one reportable segment, the majority of which derives revenue from payment processing platform in North America.
81GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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