SezzleSEZL +4.81%60 EBITDA Margin % is 49.03% as of Mar. 2026. GuruFocus rates SEZL with a GF Score™ of 60/100 and a GF Value™ of $72.70 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 414 Credit Services companies, Sezzle ranks better than 71.5% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Sezzle's EBITDA for the
three
months ended in Mar. 2026 was $66.5 Mil. Sezzle's Revenue for the
three
months ended in Mar. 2026 was $135.5 Mil. Therefore, Sezzle's EBITDA margin for the quarter that ended in Mar. 2026 was 49.03%.
Sezzle (NAS:SEZL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Sezzle EBITDA Margin % Related Terms
Sezzle EBITDA Margin % Historical Data
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The historical data trend for Sezzle's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SEZL vs ENVA, SLM, BFH: EBITDA Margin % Comparison
For the Credit Services subindustry, Sezzle's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sezzle EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sezzle's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Sezzle's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sezzle (SEZL) has a EBITDA Margin % of 49.03% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sezzle and its competitors. According to the industry distribution chart, Sezzle ranks #118 out of 414 companies in the Credit Services industry, placing it in the top 28.5%.
Is Sezzle's EBITDA Margin % too high?
Sezzle's current EBITDA Margin % is 49.03%. The Credit Services industry median EBITDA Margin % is 20.91. Sezzle's value of 49.03% is 134.5% above this industry median. Based on the distribution chart, Sezzle ranks #118 out of 414 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sezzle has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sezzle's EBITDA Margin % compare to ENVA and SLM?
According to the Credit Services industry distribution chart, Sezzle ranks #118 out of 414 companies for EBITDA Margin %. This puts Sezzle in the upper half of its industry. The industry median EBITDA Margin % is 20.91. Sezzle's value of 49.03% is 134.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sezzle's current EBITDA Margin % of 49.03% is 134.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sezzle and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sezzle's current EBITDA Margin % is 49.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sezzle stock overvalued right now?
Based on GuruFocus' analysis, Sezzle (SEZL) is currently considered Significantly Overvalued. The stock's GF Value™ is $72.70, compared to a current price of $158.90 — trading 118.6% above its estimated fair value. The current EBITDA Margin % is 49.03% and 134.5% above the Credit Services industry median of 20.91. Sezzle's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sezzle (SEZL), the current EBITDA Margin % is 49.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sezzle (SEZL) Overvalued in 2026?
Based on GuruFocus' analysis, Sezzle stock appears to be overvalued.
The current stock price of $158.90 is trading 118.6% above its estimated GF Value™ of $72.70.
GuruFocus considers Sezzle to be Significantly Overvalued.
Key valuation signals for SEZL:
EBITDA Margin %: 49.03%
GF Value™: $72.70 vs. price of $158.90 (118.6% above fair value)
Industry Position: 134.5% above the Credit Services median (#118 of 414)
No single metric tells the full story. See the SEZL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sezzle Inc is a financing institution that offers technology-driven payment platform. The Sezzle Platform offers a payments solution for consumers in the United States and Canada that has the ability to instantly extend credit at the point-of-sale, allowing consumers to purchase and receive merchandise while paying in installments over time. Consumers pay a portion of the purchase price at the point-of-sale as a down payment, and then pay off the remaining amount over time through scheduled payments. It also offer the ability to pay-in-full using the Sezzle Platform. Its operations comprise one reportable segment, the majority of which derives revenue from payment processing platform in North America.
60GF Score
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