SezzleSEZL +4.17%60 Pretax Margin % is 48.69% as of Mar. 2026. GuruFocus rates SEZL with a GF Score™ of 60/100 and a GF Value™ of $72.83 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 533 Credit Services companies, Sezzle ranks better than 71.67% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Sezzle's Pre-Tax Income for the
three
months ended in Mar. 2026 was $66.0 Mil. Sezzle's Revenue for the
three
months ended in Mar. 2026 was $135.5 Mil. Therefore, Sezzle's pretax margin for the quarter that ended in Mar. 2026 was 48.69%.
The historical rank and industry rank for Sezzle's Pretax Margin % or its related term are showing as below:
SEZL'
s Pretax Margin % Range Over the Past 10 Years
Min: -103.26 Med: -30.28 Max: 37.82
Current: 37.82
SEZL's Pretax Margin % is ranked better than 71.67% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs SEZL: 37.82
Sezzle (NAS:SEZL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Sezzle Pretax Margin % Related Terms
Sezzle Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Sezzle's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SEZL vs ENVA, CACC, NNI: Pretax Margin % Comparison
For the Credit Services subindustry, Sezzle's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sezzle Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sezzle's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Sezzle's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sezzle (SEZL) has a Pretax Margin % of 48.69% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sezzle and its competitors. According to the industry distribution chart, Sezzle ranks #151 out of 533 companies in the Credit Services industry, placing it in the top 28.3%.
Is Sezzle's Pretax Margin % too high?
Sezzle's current Pretax Margin % is 48.69%. The Credit Services industry median Pretax Margin % is 20.02. Sezzle's value of 48.69% is 143.2% above this industry median. Based on the distribution chart, Sezzle ranks #151 out of 533 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sezzle has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sezzle's Pretax Margin % compare to ENVA and CACC?
According to the Credit Services industry distribution chart, Sezzle ranks #151 out of 533 companies for Pretax Margin %. This puts Sezzle in the upper half of its industry. The industry median Pretax Margin % is 20.02. Sezzle's value of 48.69% is 143.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sezzle's current Pretax Margin % of 48.69% is 143.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sezzle and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sezzle's current Pretax Margin % is 48.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sezzle stock overvalued right now?
Based on GuruFocus' analysis, Sezzle (SEZL) is currently considered Significantly Overvalued. The stock's GF Value™ is $72.83, compared to a current price of $170.56 — trading 134.2% above its estimated fair value. The current Pretax Margin % is 48.69% and 143.2% above the Credit Services industry median of 20.02. Sezzle's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Sezzle (SEZL), the current Pretax Margin % is 48.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sezzle (SEZL) Overvalued in 2026?
Based on GuruFocus' analysis, Sezzle stock appears to be overvalued.
The current stock price of $170.56 is trading 134.2% above its estimated GF Value™ of $72.83.
GuruFocus considers Sezzle to be Significantly Overvalued.
Key valuation signals for SEZL:
Pretax Margin %: 48.69%
GF Value™: $72.83 vs. price of $170.56 (134.2% above fair value)
Industry Position: 143.2% above the Credit Services median (#151 of 533)
No single metric tells the full story. See the SEZL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sezzle Inc is a financing institution that offers technology-driven payment platform. The Sezzle Platform offers a payments solution for consumers in the United States and Canada that has the ability to instantly extend credit at the point-of-sale, allowing consumers to purchase and receive merchandise while paying in installments over time. Consumers pay a portion of the purchase price at the point-of-sale as a down payment, and then pay off the remaining amount over time through scheduled payments. It also offer the ability to pay-in-full using the Sezzle Platform. Its operations comprise one reportable segment, the majority of which derives revenue from payment processing platform in North America.
60GF Score
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