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Ethos TechnologiesLIFE -5.65%22 Earnings Yield (Joel Greenblatt) % is -9.85% as of Jun. 2026. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 507 Insurance companies, Ethos Technologies ranks worse than 95.86% on this metric.
Ethos Technologies's Enterprise Value for the quarter that ended in Jun. 2026 was $990.0 Mil.
Ethos Technologies's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $-97.5 Mil. Ethos Technologies's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was -9.85%.
The historical rank and industry rank for Ethos Technologies's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
LIFE'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -22.64 Med: -8.31 Max: 16.02
Current: -4.14
During the past 3 years, the highest Earnings Yield (Joel Greenblatt) of Ethos Technologies was 16.02%. The lowest was -22.64%. And the median was -8.31%.
LIFE's Earnings Yield (Joel Greenblatt) % is ranked worse than 95.86% of 507
companies
in the Insurance industry
Industry Median: 7.26
vs LIFE: -4.14
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Ethos Technologies's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Ethos Technologies Earnings Yield (Joel Greenblatt) % Related Terms
Ethos Technologies Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Ethos Technologies's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIFE vs GSHD, CRVL, ARX: Earnings Yield (Joel Greenblatt) % Comparison
For the Insurance Brokers subindustry, Ethos Technologies's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ethos Technologies Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ethos Technologies's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Ethos Technologies's Earnings Yield (Joel Greenblatt) % falls into.
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Ethos Technologiess Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Ethos Technologies's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-97.5 Mil.
What does a Earnings Yield (Joel Greenblatt) % of -9.85% mean?
Ethos Technologies (LIFE) has a Earnings Yield (Joel Greenblatt) % of -9.85% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Ethos Technologies and its competitors. According to the industry distribution chart, Ethos Technologies ranks #486 out of 507 companies in the Insurance industry, placing it in the top 95.9%.
Is Ethos Technologies' Earnings Yield (Joel Greenblatt) % too high?
Ethos Technologies' current Earnings Yield (Joel Greenblatt) % is -9.85%. Based on the distribution chart, Ethos Technologies ranks #486 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' Earnings Yield (Joel Greenblatt) % compare to GSHD and CRVL?
According to the Insurance industry distribution chart, Ethos Technologies ranks #486 out of 507 companies for Earnings Yield (Joel Greenblatt) %. This places Ethos Technologies in the lower half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.26, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Ethos Technologies and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ethos Technologies's current Earnings Yield (Joel Greenblatt) % is -9.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current Earnings Yield (Joel Greenblatt) % of -9.85%. The current Earnings Yield (Joel Greenblatt) % is -9.85%. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current Earnings Yield (Joel Greenblatt) % is -9.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
22GF Score
Get the complete analysis for LIFE
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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