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Ethos TechnologiesLIFE -6.15%22 EV-to-EBITDA is -25.78 as of Sep. 09, 2026. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 344 Insurance companies, Ethos Technologies ranks worse than 290697.38% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Ethos Technologies's enterprise value is $2,344.9 Mil.
Ethos Technologies's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $-91.0 Mil. Therefore, Ethos Technologies's EV-to-EBITDA for today is -25.78.
The historical rank and industry rank for Ethos Technologies's EV-to-EBITDA or its related term are showing as below:
LIFE'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -28.46 Med: -7.82 Max: 9.6
Current: -25.78
During the past 3 years, the highest EV-to-EBITDA of Ethos Technologies was 9.60. The lowest was -28.46. And the median was -7.82.
LIFE's EV-to-EBITDA is ranked worse than 100% of 344
companies
in the Insurance industry
Industry Median: 8.16
vs LIFE: -25.78
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ethos Technologies's PE Ratio (TTM) for today is calculated as:
Ethos Technologies's share price for today is $39.39.
Ethos Technologies's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.623.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Ethos Technologies's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Ethos Technologies's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ethos Technologies EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Ethos Technologies's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Ethos Technologies's EV-to-EBITDA falls into.
Ethos Technologies's current Enterprise Value is $2,344.9 Mil.
Ethos Technologies's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-91.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ethos Technologies (LIFE) has a EV-to-EBITDA of -25.78 as of Sep. 09, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Ethos Technologies. According to the industry distribution chart, Ethos Technologies ranks #999999 out of 344 companies in the Insurance industry.
Is Ethos Technologies' EV-to-EBITDA too high?
Ethos Technologies' current EV-to-EBITDA is -25.78. Based on the distribution chart, Ethos Technologies ranks #999999 out of 344 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' EV-to-EBITDA compare to GSHD and CRVL?
According to the Insurance industry distribution chart, Ethos Technologies ranks #999999 out of 344 companies for EV-to-EBITDA. This places Ethos Technologies in the lower half of its industry. The industry median EV-to-EBITDA is 8.16. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.16, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Ethos Technologies. For the Insurance industry, the median EV-to-EBITDA is 8.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ethos Technologies's current EV-to-EBITDA is -25.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current EV-to-EBITDA of -25.78. The current EV-to-EBITDA is -25.78. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current EV-to-EBITDA is -25.78 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
22GF Score
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