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Ethos TechnologiesLIFE -6.15%22 FCF Yield % is 2.83 as of Sep. 09, 2026, which is 42% below its 10-year median of 4.86. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 500 Insurance companies, Ethos Technologies ranks worse than 69.8% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Ethos Technologies FCF Yield % Related Terms
Ethos Technologies FCF Yield % Historical Data
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The historical data trend for Ethos Technologies's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Ethos Technologies's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ethos Technologies FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ethos Technologies's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Ethos Technologies's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ethos Technologies (LIFE) has a FCF Yield % of 2.83 as of Sep. 09, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ethos Technologies and its competitors. This is 42% below median its historical median of 4.86. Over the past decade, Ethos Technologies' FCF Yield % has ranged from 2.58 to 8.65. According to the industry distribution chart, Ethos Technologies ranks #349 out of 500 companies in the Insurance industry, placing it in the top 69.8%.
Is Ethos Technologies' FCF Yield % too high?
Ethos Technologies' current FCF Yield % of 2.83 is 42% below median its 10-year median of 4.86. Over the past 10 years, this metric has ranged from a low of 2.58 to a high of 8.65. The Insurance industry median FCF Yield % is 7.28. Ethos Technologies' value of 2.83 is 61.1% below this industry median. Based on the distribution chart, Ethos Technologies ranks #349 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' FCF Yield % compare to GSHD and CRVL?
According to the Insurance industry distribution chart, Ethos Technologies ranks #349 out of 500 companies for FCF Yield %. This places Ethos Technologies in the lower half of its industry. The industry median FCF Yield % is 7.28. Ethos Technologies' value of 2.83 is 61.1% below this benchmark. Historically, Ethos Technologies' own FCF Yield % has ranged from 2.58 to 8.65 over the past decade. While the company's 10-year median is 4.86 vs. the industry median of 7.28, Ethos Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.28, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ethos Technologies's current FCF Yield % of 2.83 is 61.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Ethos Technologies and its competitors. For the Insurance industry, the median FCF Yield % is 7.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ethos Technologies's current FCF Yield % is 2.83, which is 42% below median its own 10-year median of 4.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current FCF Yield % of 2.83. The current FCF Yield % is 2.83, which is 42% below median its 10-year median of 4.86 and 61.1% below the Insurance industry median of 7.28. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current FCF Yield % is 2.83 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
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