LIFE (Ethos Technologies) ROCE %: 16.59% (As of Jun. 2026)

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LIFE Ethos Technologies Inc LIFE
22 GF Score
Price $39.55
! 4 Warning Signs
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What is Ethos Technologies ROCE %?

Ethos Technologies LIFE -5.78% 22 ROCE % is 16.59% as of Jun. 2026. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Ethos Technologies's annualized ROCE % for the quarter that ended in Jun. 2026 was 16.59%.

Ethos Technologies  (NAS:LIFE) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Ethos Technologies ROCE % Related Terms

Ethos Technologies ROCE % Historical Data

* Premium members only.

The historical data trend for Ethos Technologies's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ethos Technologies ROCE % Chart

Ethos Technologies Annual Data
Trend Dec23 Dec24 Dec25
ROCE %
1.19 18.78 21.61

Ethos Technologies Quarterly Data
Dec23 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROCE % Get a 7-Day Free Trial 0.00 19.49 26.47 -149.45 16.59
LIFE
22GF Score
Ethos Technologies Inc LIFE
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ethos Technologies ROCE % Calculation

Ethos Technologies's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=78.914/( ( (395.881 - 67.6) + (515.337 - 113.19) )/ 2 )
=78.914/( (328.281+402.147)/ 2 )
=78.914/365.214
=21.61 %

Ethos Technologies's ROCE % of for the quarter that ended in Jun. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=79.744/( ( (619.364 - 154.957) + (696.084 - 199.045) )/ 2 )
=79.744/( ( 464.407 + 497.039 )/ 2 )
=79.744/480.723
=16.59 %

(1) Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 16.59% mean?
Ethos Technologies (LIFE) has a ROCE % of 16.59% as of Jun. 2026.
Is Ethos Technologies' ROCE % too high?
Ethos Technologies' current ROCE % is 16.59%. The Insurance industry median ROCE % is 7.33. Ethos Technologies' value of 16.59% is 126.3% above this industry median. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' ROCE % compare to GSHD and CRVL?
Ethos Technologies' ROCE % of 16.59% can be compared against companies in the Insurance industry. The industry median ROCE % is 7.33. Ethos Technologies' value of 16.59% is 126.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.33, based on 61 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ethos Technologies's current ROCE % of 16.59% is 126.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ethos Technologies's current ROCE % is 16.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current ROCE % of 16.59%. The current ROCE % is 16.59% and 126.3% above the Insurance industry median of 7.33. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current ROCE % is 16.59% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ethos Technologies Business Description

Address 90 New Montgomery Street, Suite 1500, San Francisco, CA, USA, 94105
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
22GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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