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Ethos TechnologiesLIFE -5.78%22 FCF Margin % is 17.71% as of Jun. 2026. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 496 Insurance companies, Ethos Technologies ranks better than 57.46% on this metric.
The historical data trend for Ethos Technologies's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Ethos Technologies's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ethos Technologies FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Ethos Technologies's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ethos Technologies's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ethos Technologies (LIFE) has a FCF Margin % of 17.71% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ethos Technologies and its competitors. According to the industry distribution chart, Ethos Technologies ranks #211 out of 496 companies in the Insurance industry, placing it in the top 42.5%.
Is Ethos Technologies' FCF Margin % too high?
Ethos Technologies' current FCF Margin % is 17.71%. The Insurance industry median FCF Margin % is 8.95. Ethos Technologies' value of 17.71% is 98% above this industry median. Based on the distribution chart, Ethos Technologies ranks #211 out of 496 companies in the Insurance industry, which is above the industry midpoint. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' FCF Margin % compare to GSHD and CRVL?
According to the Insurance industry distribution chart, Ethos Technologies ranks #211 out of 496 companies for FCF Margin %. This puts Ethos Technologies in the upper half of its industry. The industry median FCF Margin % is 8.95. Ethos Technologies' value of 17.71% is 98% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.95, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ethos Technologies's current FCF Margin % of 17.71% is 98% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ethos Technologies and its competitors. For the Insurance industry, the median FCF Margin % is 8.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ethos Technologies's current FCF Margin % is 17.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current FCF Margin % of 17.71%. The current FCF Margin % is 17.71% and 98% above the Insurance industry median of 8.95. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current FCF Margin % is 17.71% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
22GF Score
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