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Ethos TechnologiesLIFE -5.55%22 Interest Coverage is 29.41 as of Jun. 2026, which is 44% below its 10-year median of 52.47. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 347 Insurance companies, Ethos Technologies ranks worse than 288184.15% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ethos Technologies's
Operating Income
for the
three
months ended in Jun. 2026 was $18.1 Mil. Ethos Technologies's Interest Expense for the
three
months ended in Jun. 2026 was $-0.6 Mil.
Ethos Technologies's interest coverage for the quarter that ended in Jun. 2026 was 29.41.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ethos Technologies's Interest Coverage or its related term are showing as below:
LIFE's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.34 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ethos Technologies Interest Coverage Related Terms
Ethos Technologies Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ethos Technologies's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LIFE vs GSHD, CRVL, ARX: Interest Coverage Comparison
For the Insurance Brokers subindustry, Ethos Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ethos Technologies Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Ethos Technologies's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ethos Technologies's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ethos Technologies (LIFE) has a Interest Coverage of 29.41 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ethos Technologies and its competitors. This is 44% below median its historical median of 52.47. According to the industry distribution chart, Ethos Technologies ranks #999999 out of 347 companies in the Insurance industry.
Is Ethos Technologies' Interest Coverage too high?
Ethos Technologies' current Interest Coverage of 29.41 is 44% below median its 10-year median of 52.47. The Insurance industry median Interest Coverage is 15.34. Ethos Technologies' value of 29.41 is 91.7% above this industry median. Based on the distribution chart, Ethos Technologies ranks #999999 out of 347 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' Interest Coverage compare to GSHD and CRVL?
According to the Insurance industry distribution chart, Ethos Technologies ranks #999999 out of 347 companies for Interest Coverage. This places Ethos Technologies in the lower half of its industry. The industry median Interest Coverage is 15.34. Ethos Technologies' value of 29.41 is 91.7% above this benchmark. While the company's 10-year median is 52.47 vs. the industry median of 15.34, Ethos Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ethos Technologies's current Interest Coverage of 29.41 is 91.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ethos Technologies and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ethos Technologies's current Interest Coverage is 29.41, which is 44% below median its own 10-year median of 52.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current Interest Coverage of 29.41. The current Interest Coverage is 29.41, which is 44% below median its 10-year median of 52.47 and 91.7% above the Insurance industry median of 15.34. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current Interest Coverage is 29.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
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