Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Ethos TechnologiesLIFE -5.65%22 Equity-to-Asset is 0.68 as of Jun. 2026. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review. Among 501 Insurance companies, Ethos Technologies ranks better than 92.81% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Ethos Technologies's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $476.2 Mil. Ethos Technologies's Total Assets for the quarter that ended in Jun. 2026 was $696.1 Mil.
Therefore, Ethos Technologies's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.68.
The historical rank and industry rank for Ethos Technologies's Equity-to-Asset or its related term are showing as below:
LIFE'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.57 Med: -0.07 Max: 0.71
Current: 0.68
During the past 3 years, the highest Equity to Asset Ratio of Ethos Technologies was 0.71. The lowest was -0.57. And the median was -0.07.
LIFE's Equity-to-Asset is ranked better than 92.81% of 501
companies
in the Insurance industry
Industry Median: 0.26
vs LIFE: 0.68
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Ethos Technologies Equity-to-Asset Related Terms
Ethos Technologies Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Ethos Technologies's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIFE vs GSHD, CRVL, ARX: Equity-to-Asset Comparison
For the Insurance Brokers subindustry, Ethos Technologies's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ethos Technologies Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Ethos Technologies's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Ethos Technologies's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Ethos Technologies's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ethos Technologies (LIFE) has a Equity-to-Asset of 0.68 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ethos Technologies and its competitors. According to the industry distribution chart, Ethos Technologies ranks #36 out of 501 companies in the Insurance industry, placing it in the top 7.2%.
Is Ethos Technologies' Equity-to-Asset too high?
Ethos Technologies' current Equity-to-Asset is 0.68. The Insurance industry median Equity-to-Asset is 0.26. Ethos Technologies' value of 0.68 is 161.5% above this industry median. Based on the distribution chart, Ethos Technologies ranks #36 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' Equity-to-Asset compare to GSHD and CRVL?
According to the Insurance industry distribution chart, Ethos Technologies ranks #36 out of 501 companies for Equity-to-Asset. This places Ethos Technologies in the top 7% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Ethos Technologies' value of 0.68 is 161.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ethos Technologies's current Equity-to-Asset of 0.68 is 161.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Ethos Technologies and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ethos Technologies's current Equity-to-Asset is 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current Equity-to-Asset of 0.68. The current Equity-to-Asset is 0.68 and 161.5% above the Insurance industry median of 0.26. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current Equity-to-Asset is 0.68 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
22GF Score
Get the complete analysis for LIFE
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LIFE has been successfully added to your 
