LIFE (Ethos Technologies) Scaled Net Operating Assets: 0.50 (As of Jun. 2026)

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LIFE Ethos Technologies Inc LIFE
22 GF Score
Price $39.72
! 4 Warning Signs
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What is Ethos Technologies Scaled Net Operating Assets?

Ethos Technologies LIFE -5.36% 22 Scaled Net Operating Assets is 0.50 as of Jun. 2026. GuruFocus rates LIFE with a GF Score™ of 22/100. The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ethos Technologies's operating assets for the quarter that ended in Jun. 2026 was $527.8 Mil. Ethos Technologies's operating liabilities for the quarter that ended in Jun. 2026 was $218.1 Mil. Ethos Technologies's Total Assets for the quarter that ended in Mar. 2026 was $619.4 Mil. Therefore, Ethos Technologies's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.50.


Ethos Technologies Scaled Net Operating Assets Historical Data

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The historical data trend for Ethos Technologies's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ethos Technologies Scaled Net Operating Assets Chart

Ethos Technologies Annual Data
Trend Dec23 Dec24 Dec25
Scaled Net Operating Assets
-1.03 -0.74 -0.37

Ethos Technologies Quarterly Data
Dec23 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Scaled Net Operating Assets Get a 7-Day Free Trial 0.00 0.00 -0.30 0.58 0.50

LIFE vs GSHD, CRVL, ARX: Scaled Net Operating Assets Comparison

For the Insurance Brokers subindustry, Ethos Technologies's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ethos Technologies Scaled Net Operating Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Ethos Technologies's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Ethos Technologies's Scaled Net Operating Assets falls into.


LIFE
22GF Score
Ethos Technologies Inc LIFE
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Ethos Technologies Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ethos Technologies's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(389.37-537.1)/395.881
=-0.37

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=515.337 - 125.967
=389.37

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=539.453 - 1.228 - 1.125
=537.1

Ethos Technologies's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(527.765-218.145)/619.364
=0.50

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=696.084 - 168.319
=527.765

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=219.918 - 0.742 - 1.031
=218.145

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.50 mean?
Ethos Technologies (LIFE) has a Scaled Net Operating Assets of 0.50 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ethos Technologies and its competitors.
Is Ethos Technologies' Scaled Net Operating Assets too high?
Ethos Technologies' current Scaled Net Operating Assets is 0.50. Overall, Ethos Technologies has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Ethos Technologies' Scaled Net Operating Assets compare to GSHD and CRVL?
Ethos Technologies' Scaled Net Operating Assets of 0.50 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ethos Technologies and its competitors. Ethos Technologies's current Scaled Net Operating Assets is 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ethos Technologies stock overvalued right now?
Ethos Technologies (LIFE) has a current Scaled Net Operating Assets of 0.50. The current Scaled Net Operating Assets is 0.50. Ethos Technologies' overall GF Score™ is 22/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Ethos Technologies (LIFE), the current Scaled Net Operating Assets is 0.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ethos Technologies Business Description

Address 90 New Montgomery Street, Suite 1500, San Francisco, CA, USA, 94105
Ethos Technologies Inc operates a technology-driven, direct-to-consumer platform for the distribution of life insurance products. Through its digital underwriting, data analytics, and proprietary technology, it enables consumers to explore, compare, and purchase life insurance policies online. The platform serves consumers, agents, and insurance carriers, and supports the application and policy issuance process through an online interface. The company works with insurance carriers to offer life insurance products in the United States through digital channels and independent agents. It generates revenue through commissions paid by carriers from policies activated and sold through its platform as well as from the provision of third-party administrator services for such policies.
22GF Score

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