XHG (XChange Tec) 5-Year EBITDA Growth Rate: 86.80% (As of Mar. 2026)

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XHG XChange Tec Inc XHG
8 GF Score
Price $2.61
! 7 Warning Signs
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What is XChange Tec 5-Year EBITDA Growth Rate?

XChange Tec XHG -12.12% 8 5-Year EBITDA Growth Rate is 86.80% as of Mar. 2026. GuruFocus rates XHG with a GF Score™ of 8/100. The stock has 7 warning signs investors should review.

XChange Tec's EBITDA per Share for the six months ended in Mar. 2026 was $-0.02.

During the past 3 years, the average EBITDA Per Share Growth Rate was 94.10% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 86.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 9 years, the highest 3-Year average EBITDA Per Share Growth Rate of XChange Tec was 94.10% per year. The lowest was -128.10% per year. And the median was 56.60% per year.

XChange Tec  (NAS:XHG) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.

XChange Tec 5-Year EBITDA Growth Rate Related Terms

XHG vs AIFU, SLQT, QDMI: 5-Year EBITDA Growth Rate Comparison

For the Insurance Brokers subindustry, XChange Tec's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

XChange Tec 5-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, XChange Tec's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where XChange Tec's 5-Year EBITDA Growth Rate falls into.


XHG
8GF Score
XChange Tec Inc XHG
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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XChange Tec 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 86.80% mean?
XChange Tec (XHG) has a 5-Year EBITDA Growth Rate of 86.80% as of Mar. 2026. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for XChange Tec and its competitors.
Is XChange Tec's 5-Year EBITDA Growth Rate too high?
XChange Tec's current 5-Year EBITDA Growth Rate is 86.80%. Overall, XChange Tec has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's 5-Year EBITDA Growth Rate compare to AIFU and SLQT?
XChange Tec's 5-Year EBITDA Growth Rate of 86.80% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for an Insurance company?
A good 5-Year EBITDA Growth Rate depends on the Insurance industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for XChange Tec and its competitors. XChange Tec's current 5-Year EBITDA Growth Rate is 86.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current 5-Year EBITDA Growth Rate of 86.80%. The current 5-Year EBITDA Growth Rate is 86.80%. XChange Tec's overall GF Score™ is 8/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For XChange Tec (XHG), the current 5-Year EBITDA Growth Rate is 86.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XChange Tec Business Description

Address Guoxia Road, Room 613, No.259, Yangpu District, Shanghai, CHN, 200433
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
8GF Score

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5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.61
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