XHG (XChange Tec) Receivables Turnover: 8.71 (As of Mar. 2026)

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XHG XChange Tec Inc XHG
13 GF Score
Price $0.95
! 6 Warning Signs
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What is XChange Tec Receivables Turnover?

XChange Tec XHG -3.04% 13 Receivables Turnover is 8.71 as of Mar. 2026. GuruFocus rates XHG with a GF Score™ of 13/100. The stock has 6 warning signs investors should review. Among 62 Insurance companies, XChange Tec ranks worse than 93.55% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. XChange Tec's Revenue for the six months ended in Mar. 2026 was $28.70 Mil. XChange Tec's average Accounts Receivable for the six months ended in Mar. 2026 was $3.30 Mil. Hence, XChange Tec's Receivables Turnover for the six months ended in Mar. 2026 was 8.71.


XChange Tec  (NAS:XHG) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


XChange Tec Receivables Turnover Related Terms


XChange Tec Receivables Turnover Historical Data

* Premium members only.

The historical data trend for XChange Tec's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XChange Tec Receivables Turnover Chart

XChange Tec Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 7.95 0.01

XChange Tec Semi-Annual Data
Sep17 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.14 7.02 5.97 0.00 8.71

XHG vs EHTH, QDMI, HUIZ: Receivables Turnover Comparison

For the Insurance Brokers subindustry, XChange Tec's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XChange Tec Receivables Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, XChange Tec's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where XChange Tec's Receivables Turnover falls into.


XHG
13GF Score
XChange Tec Inc XHG
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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XChange Tec Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

XChange Tec's Receivables Turnover for the fiscal year that ended in Sep. 2025 is calculated as

Receivables Turnover (A: Sep. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Sep. 2025 ) / ((Accounts Receivable (A: Sep. 2024 ) + Accounts Receivable (A: Sep. 2025 )) / count )
=0.051 / ((5.127 + 3.293) / 2 )
=0.051 / 4.21
=0.01

XChange Tec's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Sep. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=28.704 / ((3.293 + 3.3) / 2 )
=28.704 / 3.2965
=8.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 8.71 mean?
XChange Tec (XHG) has a Receivables Turnover of 8.71 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on XChange Tec and its competitors. According to the industry distribution chart, XChange Tec ranks #58 out of 62 companies in the Insurance industry, placing it in the top 93.5%.
Is XChange Tec's Receivables Turnover too high?
XChange Tec's current Receivables Turnover is 8.71. The Insurance industry median Receivables Turnover is 6.80. XChange Tec's value of 8.71 is 28.2% above this industry median. Based on the distribution chart, XChange Tec ranks #58 out of 62 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, XChange Tec has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's Receivables Turnover compare to EHTH and QDMI?
According to the Insurance industry distribution chart, XChange Tec ranks #58 out of 62 companies for Receivables Turnover. This places XChange Tec in the lower half of its industry. The industry median Receivables Turnover is 6.80. XChange Tec's value of 8.71 is 28.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for an Insurance company?
The median Receivables Turnover among Insurance companies is 6.80, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XChange Tec's current Receivables Turnover of 8.71 is 28.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on XChange Tec and its competitors. For the Insurance industry, the median Receivables Turnover is 6.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XChange Tec's current Receivables Turnover is 8.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current Receivables Turnover of 8.71. The current Receivables Turnover is 8.71 and 28.2% above the Insurance industry median of 6.80. XChange Tec's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For XChange Tec (XHG), the current Receivables Turnover is 8.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XChange Tec Business Description

Address Guoxia Road, Room 613, No.259, Yangpu District, Shanghai, CHN, 200433
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
13GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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