XHG (XChange Tec) Interest Expense: $1.02 Mil (TTM As of Mar. 2026)

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XHG XChange Tec Inc XHG
13 GF Score
Price $0.95
! 6 Warning Signs
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What is XChange Tec Interest Expense?

XChange Tec XHG +0.11% 13 Interest Expense is $1.02 Mil as of Mar. 2026. GuruFocus rates XHG with a GF Score™ of 13/100. The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. XChange Tec's interest expense for the six months ended in Mar. 2026 was $ -1.51 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $1.02 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. XChange Tec's Operating Income for the six months ended in Mar. 2026 was $ -1.07 Mil. XChange Tec's Interest Expense for the six months ended in Mar. 2026 was $ -1.51 Mil. XChange Tec did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


XChange Tec  (NAS:XHG) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

XChange Tec's Interest Expense for the six months ended in Mar. 2026 was $-1.51 Mil. Its Operating Income for the six months ended in Mar. 2026 was $-1.07 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Mar. 2026 was $0.04 Mil.

XChange Tec's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

XChange Tec did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


XChange Tec Interest Expense Historical Data

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The historical data trend for XChange Tec's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XChange Tec Interest Expense Chart

XChange Tec Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Interest Expense
Get a 7-Day Free Trial Premium Member Only -15.99 -5.99 -0.21 -3.69 -0.00

XChange Tec Semi-Annual Data
Sep17 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.50 -2.16 -2.48 2.52 -1.51
XHG
13GF Score
XChange Tec Inc XHG
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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XChange Tec Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1.02 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $1.02 Mil mean?
XChange Tec (XHG) has a Interest Expense of $1.02 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on XChange Tec and its competitors.
Is XChange Tec's Interest Expense too high?
XChange Tec's current Interest Expense is $1.02 Mil. Overall, XChange Tec has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's Interest Expense compare to EHTH and QDMI?
XChange Tec's Interest Expense of $1.02 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on XChange Tec and its competitors. XChange Tec's current Interest Expense is $1.02 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current Interest Expense of $1.02 Mil. The current Interest Expense is $1.02 Mil. XChange Tec's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For XChange Tec (XHG), the current Interest Expense is $1.02 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XChange Tec Business Description

Address Guoxia Road, Room 613, No.259, Yangpu District, Shanghai, CHN, 200433
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
13GF Score

Get the complete analysis for XHG

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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