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XChange TecXHG -3.04%13 Market Cap is $48.98 Mil as of Aug. 03, 2026. GuruFocus rates XHG with a GF Score™ of 13/100. The stock has 6 warning signs investors should review. Among 518 Insurance companies, XChange Tec ranks worse than 86.68% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). XChange Tec's share price for the quarter that ended in Mar. 2026 was $0.875. XChange Tec's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 51.55 Mil. Therefore, XChange Tec's market cap for the quarter that ended in Mar. 2026 was $45.10 Mil.
XChange Tec's quarterly market cap
increased
from Mar. 2025 ($15.97 Mil) to Sep. 2025 ($63.92 Mil) but then
declined
from Sep. 2025 ($63.92 Mil) to Mar. 2026 ($45.10 Mil).
XChange Tec's annual market cap
declined
from Sep. 2023 ($43.18 Mil) to Sep. 2024 ($38.45 Mil) but then
increased
from Sep. 2024 ($38.45 Mil) to Sep. 2025 ($63.92 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. XChange Tec's Enterprise Value for Today is $146.96 Mil.
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
XChange Tec Market Cap Related Terms
XChange Tec Market Cap Historical Data
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The historical data trend for XChange Tec's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, XChange Tec's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XChange Tec Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, XChange Tec's Market Cap distribution charts can be found below:
* The bar in red indicates where XChange Tec's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
XChange Tec's Market Cap for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XChange Tec (XHG) has a Market Cap of $48.98 Mil as of Aug. 03, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on XChange Tec and its competitors. According to the industry distribution chart, XChange Tec ranks #449 out of 518 companies in the Insurance industry, placing it in the top 86.7%.
Is XChange Tec's Market Cap too high?
XChange Tec's current Market Cap is $48.98 Mil. The Insurance industry median Market Cap is 653.96. XChange Tec's value of $48.98 Mil is 92.5% below this industry median. Based on the distribution chart, XChange Tec ranks #449 out of 518 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, XChange Tec has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's Market Cap compare to EHTH and QDMI?
According to the Insurance industry distribution chart, XChange Tec ranks #449 out of 518 companies for Market Cap. This places XChange Tec in the lower half of its industry. The industry median Market Cap is 653.96. XChange Tec's value of $48.98 Mil is 92.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 653.96, based on 518 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XChange Tec's current Market Cap of $48.98 Mil is 92.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on XChange Tec and its competitors. For the Insurance industry, the median Market Cap is 653.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XChange Tec's current Market Cap is $48.98 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current Market Cap of $48.98 Mil. The current Market Cap is $48.98 Mil and 92.5% below the Insurance industry median of 653.96. XChange Tec's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For XChange Tec (XHG), the current Market Cap is $48.98 Mil as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
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