XHG (XChange Tec) 1-Year Sharpe Ratio: -0.65 (As of Aug. 25, 2026)

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XHG XChange Tec Inc XHG
15 GF Score
Price $3.92
! 9 Warning Signs
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What is XChange Tec 1-Year Sharpe Ratio?

XChange Tec XHG -5.43% 15 1-Year Sharpe Ratio is -0.65 as of Aug. 25, 2026. GuruFocus rates XHG with a GF Score™ of 15/100. The stock has 9 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-25), XChange Tec's 1-Year Sharpe Ratio is -0.65.

XChange Tec  (NAS:XHG) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

XChange Tec 1-Year Sharpe Ratio Related Terms

XHG vs EHTH, QDMI, HUIZ: 1-Year Sharpe Ratio Comparison

For the Insurance Brokers subindustry, XChange Tec's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

XChange Tec 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, XChange Tec's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where XChange Tec's 1-Year Sharpe Ratio falls into.


XHG
15GF Score
XChange Tec Inc XHG
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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XChange Tec 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.65 mean?
XChange Tec (XHG) has a 1-Year Sharpe Ratio of -0.65 as of Aug. 25, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for XChange Tec and its competitors.
Is XChange Tec's 1-Year Sharpe Ratio too high?
XChange Tec's current 1-Year Sharpe Ratio is -0.65. Overall, XChange Tec has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's 1-Year Sharpe Ratio compare to EHTH and QDMI?
XChange Tec's 1-Year Sharpe Ratio of -0.65 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for XChange Tec and its competitors. XChange Tec's current 1-Year Sharpe Ratio is -0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current 1-Year Sharpe Ratio of -0.65. The current 1-Year Sharpe Ratio is -0.65. XChange Tec's overall GF Score™ is 15/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For XChange Tec (XHG), the current 1-Year Sharpe Ratio is -0.65 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XChange Tec Business Description

Address Guoxia Road, Room 613, No.259, Yangpu District, Shanghai, CHN, 200433
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
15GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.92
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