Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
XChange TecXHG -3.04%13 EBITDA Margin % is -3.80% as of Mar. 2026. GuruFocus rates XHG with a GF Score™ of 13/100. The stock has 6 warning signs investors should review. Among 370 Insurance companies, XChange Tec ranks better than 99.73% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. XChange Tec's EBITDA for the
six
months ended in Mar. 2026 was $-1.09 Mil. XChange Tec's Revenue for the
six
months ended in Mar. 2026 was $28.70 Mil. Therefore, XChange Tec's EBITDA margin for the quarter that ended in Mar. 2026 was -3.80%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
XChange Tec EBITDA Margin % Related Terms
XChange Tec EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for XChange Tec's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XHG vs EHTH, QDMI, HUIZ: EBITDA Margin % Comparison
For the Insurance Brokers subindustry, XChange Tec's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XChange Tec EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, XChange Tec's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where XChange Tec's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XChange Tec (XHG) has a EBITDA Margin % of -3.80% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on XChange Tec and its competitors. According to the industry distribution chart, XChange Tec ranks #1 out of 370 companies in the Insurance industry, placing it in the top 0.3%.
Is XChange Tec's EBITDA Margin % too high?
XChange Tec's current EBITDA Margin % is -3.80%. Based on the distribution chart, XChange Tec ranks #1 out of 370 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, XChange Tec has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's EBITDA Margin % compare to EHTH and QDMI?
According to the Insurance industry distribution chart, XChange Tec ranks #1 out of 370 companies for EBITDA Margin %. This places XChange Tec in the top 0% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.97, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on XChange Tec and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XChange Tec's current EBITDA Margin % is -3.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current EBITDA Margin % of -3.80%. The current EBITDA Margin % is -3.80%. XChange Tec's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For XChange Tec (XHG), the current EBITDA Margin % is -3.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
13GF Score
Get the complete analysis for XHG
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XHG has been successfully added to your 
