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XChange TecXHG -3.31%14 EV-to-OCF is -2,213.87 as of Sep. 08, 2026. GuruFocus rates XHG with a GF Score™ of 14/100. The stock has 7 warning signs investors should review. Among 502 Insurance companies, XChange Tec ranks better than 99.8% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, XChange Tec's Enterprise Value is $263.45 Mil.
XChange Tec's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.12 Mil. Therefore, XChange Tec's EV-to-OCF for today is -2,213.87.
The historical rank and industry rank for XChange Tec's EV-to-OCF or its related term are showing as below:
XHG'
s EV-to-OCF Range Over the Past 10 Years
Min: -48499.72 Med: 26.95 Max: 91.87
Current: -2213.87
During the past 9 years, the highest EV-to-OCF of XChange Tec was 91.87. The lowest was -48499.72. And the median was 26.95.
XHG's EV-to-OCF is ranked better than 99.8% of 502
companies
in the Insurance industry
Industry Median: 6.285
vs XHG: -2213.87
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
XChange Tec's PE Ratio (TTM) for today is calculated as:
XChange Tec's share price for today is $3.21.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XChange Tec's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.844.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
XChange Tec EV-to-OCF Related Terms
XChange Tec EV-to-OCF Historical Data
* Premium members only.
The historical data trend for XChange Tec's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, XChange Tec's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XChange Tec EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, XChange Tec's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where XChange Tec's EV-to-OCF falls into.
XChange Tec's current Enterprise Value is $263.45 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XChange Tec's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.12 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XChange Tec (XHG) has a EV-to-OCF of -2,213.87 as of Sep. 08, 2026. According to the industry distribution chart, XChange Tec ranks #1 out of 502 companies in the Insurance industry, placing it in the top 0.2%.
Is XChange Tec's EV-to-OCF too high?
XChange Tec's current EV-to-OCF is -2,213.87. Based on the distribution chart, XChange Tec ranks #1 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, XChange Tec has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's EV-to-OCF compare to AIFU and SLQT?
According to the Insurance industry distribution chart, XChange Tec ranks #1 out of 502 companies for EV-to-OCF. This places XChange Tec in the top 0% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.29, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XChange Tec's current EV-to-OCF is -2,213.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current EV-to-OCF of -2,213.87. The current EV-to-OCF is -2,213.87. XChange Tec's overall GF Score™ is 14/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For XChange Tec (XHG), the current EV-to-OCF is -2,213.87 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
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