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XChange TecXHG -3.04%13 PS Ratio is 0.01 as of Aug. 03, 2026, which is 97% below its 10-year median of 0.31. GuruFocus rates XHG with a GF Score™ of 13/100. The stock has 6 warning signs investors should review. Among 500 Insurance companies, XChange Tec ranks better than 99.8% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, XChange Tec's share price is $0.9502.
XChange Tec's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $138.86. Hence, XChange Tec's PS Ratio for today is 0.01.
The historical rank and industry rank for XChange Tec's PS Ratio or its related term are showing as below:
XHG'
s PS Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.31 Max: 8.79
Current: 0.01
During the past 9 years, XChange Tec's highest PS Ratio was 8.79. The lowest was 0.01. And the median was 0.31.
XHG's PS Ratio is ranked better than 99.8% of 500
companies
in the Insurance industry
Industry Median: 1.16
vs XHG: 0.01
During the past 9 years, XChange Tec's highest 3-Year average Revenue per Share Growth Rate was 30.60% per year. The lowest was 30.60% per year. And the median was 30.60% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
XChange Tec PS Ratio Related Terms
XChange Tec PS Ratio Historical Data
* Premium members only.
The historical data trend for XChange Tec's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, XChange Tec's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XChange Tec PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, XChange Tec's PS Ratio distribution charts can be found below:
* The bar in red indicates where XChange Tec's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
XChange Tec's Share Price of today is $0.9502.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. XChange Tec's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $138.86.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
XChange Tec (XHG) has a PS Ratio of 0.01 as of Aug. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on XChange Tec and its competitors. This is 97% below median its historical median of 0.31. Over the past decade, XChange Tec's PS Ratio has ranged from 0.01 to 8.79. According to the industry distribution chart, XChange Tec ranks #1 out of 500 companies in the Insurance industry, placing it in the top 0.2%.
Is XChange Tec's PS Ratio too high?
XChange Tec's current PS Ratio of 0.01 is 97% below median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 8.79. The Insurance industry median PS Ratio is 1.16. XChange Tec's value of 0.01 is 99.1% below this industry median. Based on the distribution chart, XChange Tec ranks #1 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, XChange Tec has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's PS Ratio compare to EHTH and QDMI?
According to the Insurance industry distribution chart, XChange Tec ranks #1 out of 500 companies for PS Ratio. This places XChange Tec in the top 0% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.16. XChange Tec's value of 0.01 is 99.1% below this benchmark. Historically, XChange Tec's own PS Ratio has ranged from 0.01 to 8.79 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 1.16, XChange Tec has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XChange Tec's current PS Ratio of 0.01 is 99.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on XChange Tec and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XChange Tec's current PS Ratio is 0.01, which is 97% below median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current PS Ratio of 0.01. The current PS Ratio is 0.01, which is 97% below median its 10-year median of 0.31 and 99.1% below the Insurance industry median of 1.16. XChange Tec's overall GF Score™ is 13/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For XChange Tec (XHG), the current PS Ratio is 0.01 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
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