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XChange TecXHG -4.38%8 Earnings per Share (Diluted) is $1.84 as of Mar. 2026. GuruFocus rates XHG with a GF Score™ of 8/100. The stock has 7 warning signs investors should review. Among 399 Insurance companies, XChange Tec ranks worse than 250626.32% on this metric.
XChange Tec's EPS (Basic) for the
six
months ended in Mar. 2026 was $-0.05.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.84.
XChange Tec's EPS without NRI for the
six
months ended in Mar. 2026 was $-0.05.
Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.58.
XChange Tec (NAS:XHG) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
XChange Tec Earnings per Share (Diluted) Related Terms
XChange Tec Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for XChange Tec's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XHG vs AIFU, SLQT, QDMI: Earnings per Share (Diluted) Comparison
For the Insurance Brokers subindustry, XChange Tec's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XChange Tec PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, XChange Tec's PE Ratio distribution charts can be found below:
* The bar in red indicates where XChange Tec's PE Ratio falls into.
XChange Tec Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
XChange Tec's Earnings Per Share (Diluted) for the fiscal year that ended in Sep. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1.84
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $1.84 mean?
XChange Tec (XHG) has a Earnings per Share (Diluted) of $1.84 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on XChange Tec and its competitors. According to the industry distribution chart, XChange Tec ranks #999999 out of 399 companies in the Insurance industry.
Is XChange Tec's Earnings per Share (Diluted) too high?
XChange Tec's current Earnings per Share (Diluted) is $1.84. The Insurance industry median Earnings per Share (Diluted) is 16.30. XChange Tec's value of $1.84 is 88.7% below this industry median. Based on the distribution chart, XChange Tec ranks #999999 out of 399 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, XChange Tec has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does XChange Tec's Earnings per Share (Diluted) compare to AIFU and SLQT?
According to the Insurance industry distribution chart, XChange Tec ranks #999999 out of 399 companies for Earnings per Share (Diluted). This places XChange Tec in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.30. XChange Tec's value of $1.84 is 88.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.30, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XChange Tec's current Earnings per Share (Diluted) of $1.84 is 88.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on XChange Tec and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XChange Tec's current Earnings per Share (Diluted) is $1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XChange Tec stock overvalued right now?
XChange Tec (XHG) has a current Earnings per Share (Diluted) of $1.84. The current Earnings per Share (Diluted) is $1.84 and 88.7% below the Insurance industry median of 16.30. XChange Tec's overall GF Score™ is 8/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For XChange Tec (XHG), the current Earnings per Share (Diluted) is $1.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
XChange Tec Inc, through its subsidiaries, operates in the insurance agency and insurance technology business. The company specialized in distributing automobile insurance policies at the earlier stage of business and subsequently expanded its insurance product portfolio to include other types of insurance, including life, health, group accident, and other property-related insurances. A maximum of the insurance purchased through platform and agency services is for automobile insurance.
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