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Card FactoryCHIX:CARDL -0.13%79 EV-to-EBIT is 7.53 as of Aug. 04, 2026, which is 6% below its 10-year median of 8.00. GuruFocus rates CHIX:CARDL with a GF Score™ of 79/100 and a GF Value™ of £1.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 879 Retail - Cyclical companies, Card Factory ranks better than 77.59% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Card Factory's Enterprise Value for the quarter that ended in Jan. 2026 was £424.2 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Card Factory's EBIT for the trailing twelve months (TTM) ended in Jan. 2026 was £59.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Card Factory EV-to-EBIT Related Terms
Card Factory EV-to-EBIT Historical Data
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The historical data trend for Card Factory's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CARDL vs CASY, WSM, ULTA: EV-to-EBIT Comparison
For the Specialty Retail subindustry, Card Factory's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Card Factory EV-to-EBIT vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Card Factory's EV-to-EBIT falls into.
Card Factory's current Enterprise Value is £444.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Card Factory's EBIT for the trailing twelve months (TTM) ended in Jan. 2026 was £59.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Card Factory (CHIX:CARDL) has a EV-to-EBIT of 7.53 as of Aug. 04, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Card Factory and its competitors. This is near median its historical median of 8.00. According to the industry distribution chart, Card Factory ranks #197 out of 879 companies in the Retail - Cyclical industry, placing it in the top 22.4%.
Is Card Factory's EV-to-EBIT too high?
Card Factory's current EV-to-EBIT of 7.53 is near median its 10-year median of 8.00. The Retail - Cyclical industry median EV-to-EBIT is 13.63. Card Factory's value of 7.53 is 44.8% below this industry median. Based on the distribution chart, Card Factory ranks #197 out of 879 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Card Factory has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Card Factory's EV-to-EBIT compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Card Factory ranks #197 out of 879 companies for EV-to-EBIT. This places Card Factory in the top 22% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 13.63. Card Factory's value of 7.53 is 44.8% below this benchmark. While the company's 10-year median is 8.00 vs. the industry median of 13.63, Card Factory has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Retail - Cyclical company?
The median EV-to-EBIT among Retail - Cyclical companies is 13.63, based on 879 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Card Factory's current EV-to-EBIT of 7.53 is 44.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Card Factory and its competitors. For the Retail - Cyclical industry, the median EV-to-EBIT is 13.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Card Factory's current EV-to-EBIT is 7.53, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Card Factory stock overvalued right now?
Based on GuruFocus' analysis, Card Factory (CHIX:CARDL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.12, compared to a current price of £0.75 — trading 32.9% below its estimated fair value. The current EV-to-EBIT is 7.53, which is near median its 10-year median of 8.00 and 44.8% below the Retail - Cyclical industry median of 13.63. Card Factory's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Card Factory (CHIX:CARDL), the current EV-to-EBIT is 7.53 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Card Factory (CHIX:CARDL) Overvalued in 2026?
Based on GuruFocus' analysis, Card Factory stock appears to be undervalued.
The current stock price of £0.75 is trading 32.9% below its estimated GF Value™ of £1.12.
GuruFocus considers Card Factory to be Significantly Undervalued.
Key valuation signals for CHIX:CARDL:
EV-to-EBIT: 7.53 (near median its 10-year median of 8.00)
GF Value™: £1.12 vs. price of £0.75 (32.9% below fair value)
Industry Position: 44.8% below the Retail - Cyclical median (#197 of 879)
No single metric tells the full story. See the CHIX:CARDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
79GF Score
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