Card Factory (CHIX:CARDL) Growth Rank: 7 (As of Aug. 24, 2026) — 75% Above Median

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CHIX:CARDL Card Factory PLC CHIX:CARDL
78 GF Score
Price £0.76
GF Value £1.12
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Card Factory Growth Rank?

Card Factory CHIX:CARDL +0.80% 78 Growth Rank is 7 as of Aug. 24, 2026, which is 75% above its 10-year median of 4.00. GuruFocus rates CHIX:CARDL with a GF Score™ of 78/100 and a GF Value™ of £1.12 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Card Factory has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

CHIX:CARDL vs CASY, WSM, ULTA: Growth Rank Comparison

For the Specialty Retail subindustry, Card Factory's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Card Factory Growth Rank vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's Growth Rank distribution charts can be found below:

* The bar in red indicates where Card Factory's Growth Rank falls into.


CHIX:CARDL
78GF Score
Card Factory PLC CHIX:CARDL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Card Factory (CHIX:CARDL) has a Growth Rank of 7 as of Aug. 24, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Card Factory and its competitors. This is 75% above median its historical median of 4.00. Over the past decade, Card Factory's Growth Rank has ranged from 1.00 to 8.00.
Is Card Factory's Growth Rank too high?
Card Factory's current Growth Rank of 7 is 75% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Card Factory has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Card Factory's Growth Rank compare to CASY and WSM?
Card Factory's Growth Rank of 7 can be compared against companies in the Retail - Cyclical industry. Historically, Card Factory's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Retail - Cyclical company?
A good Growth Rank depends on the Retail - Cyclical industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Card Factory and its competitors. Card Factory's current Growth Rank is 7, which is 75% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Card Factory stock overvalued right now?
Based on GuruFocus' analysis, Card Factory (CHIX:CARDL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.12, compared to a current price of £0.76 — trading 32.6% below its estimated fair value. The current Growth Rank is 7, which is 75% above median its 10-year median of 4.00. Card Factory's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Card Factory (CHIX:CARDL), the current Growth Rank is 7 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Card Factory (CHIX:CARDL) Overvalued in 2026?

Based on GuruFocus' analysis, Card Factory stock appears to be undervalued. The current stock price of £0.76 is trading 32.6% below its estimated GF Value™ of £1.12. GuruFocus considers Card Factory to be Significantly Undervalued.

Key valuation signals for CHIX:CARDL:

  • Growth Rank: 7 (75% above median its 10-year median of 4.00)
  • GF Value™: £1.12 vs. price of £0.76 (32.6% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the CHIX:CARDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Card Factory Business Description

Other Exchanges CRFCF:USACARD:UK0CT:Germany
Address Century House, Brunel Road, 41 Industrial Estate, Wakefield, West Yorkshire, GBR, WF2 0XG
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
78GF Score

Get the complete analysis for CHIX:CARDL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.76
Price
£1.12
GF Value