Card FactoryCHIX:CARDL -1.61%81 Dividend Yield % is 7.33% as of Jul. 07, 2026, which is 38% above its 10-year median of 5.33. GuruFocus rates CHIX:CARDL with a GF Score™ of 81/100 and a GF Value™ of £1.11 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 582 Retail - Cyclical companies, Card Factory ranks better than 92.78% on this metric.
As of today (2026-07-07), the Trailing Annual Dividend Yield of Card Factory is 7.33%.
The historical rank and industry rank for Card Factory's Dividend Yield % or its related term are showing as below:
CHIX:CARDl'
s Dividend Yield % Range Over the Past 10 Years
Min: 2.53 Med: 5.33 Max: 32.52
Current: 7.33
During the past 13 years, the highest Dividend Yield of Card Factory was 32.52%. The lowest was 2.53%. And the median was 5.33%.
CHIX:CARDl's Dividend Yield % is ranked better than 92.78% of 582
companies
in the Retail - Cyclical industry
Industry Median: 2.64
vs CHIX:CARDl: 7.33
During the past 12 months, Card Factory's average Dividends Per Share Growth Rate was -14.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Card Factory was 1.90% per year. The lowest was 0.00% per year. And the median was 0.95% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Card Factory's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CARDL vs CASY, WSM, DKS: Dividend Yield % Comparison
For the Specialty Retail subindustry, Card Factory's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Card Factory Dividend Yield % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Card Factory's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Card Factory Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
GBP 0.037000
2026-05-28
2026-05-29
2026-07-03
Cash Dividend
semi-annually
GBP:GBP 1.000000
GBP 0.013000
2025-11-06
2025-11-07
2025-12-12
Cash Dividend
semi-annually
GBP:GBP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Card Factory's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.05
/
0.6715
=
7.45 %
Current Share Price is £0.6715. Card Factory's Dividends per Share for the trailing twelve months (TTM) ended in Today is £0.05.
Card Factory's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.074
/
0.6715
=
11.02 %
Current Share Price is £0.6715. Card Factory's Dividends per Share for the forward twelve months is calculated as £0.037 * 2 = £0.074.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Card Factory (CHIX:CARDL) has a Dividend Yield % of 7.33% as of Jul. 07, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Card Factory and its competitors. This is 38% above median its historical median of 5.33. Over the past decade, Card Factory's Dividend Yield % has ranged from 2.53 to 32.52. According to the industry distribution chart, Card Factory ranks #42 out of 582 companies in the Retail - Cyclical industry, placing it in the top 7.2%.
Is Card Factory's Dividend Yield % too high?
Card Factory's current Dividend Yield % of 7.33% is 38% above median its 10-year median of 5.33. Over the past 10 years, this metric has ranged from a low of 2.53 to a high of 32.52. The Retail - Cyclical industry median Dividend Yield % is 2.64. Card Factory's value of 7.33% is 177.7% above this industry median. Based on the distribution chart, Card Factory ranks #42 out of 582 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Card Factory has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Card Factory's Dividend Yield % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Card Factory ranks #42 out of 582 companies for Dividend Yield %. This places Card Factory in the top 7% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 2.64. Card Factory's value of 7.33% is 177.7% above this benchmark. Historically, Card Factory's own Dividend Yield % has ranged from 2.53 to 32.52 over the past decade. While the company's 10-year median is 5.33 vs. the industry median of 2.64, Card Factory has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Retail - Cyclical company?
The median Dividend Yield % among Retail - Cyclical companies is 2.64, based on 582 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Card Factory's current Dividend Yield % of 7.33% is 177.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Card Factory and its competitors. For the Retail - Cyclical industry, the median Dividend Yield % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Card Factory's current Dividend Yield % is 7.33%, which is 38% above median its own 10-year median of 5.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Card Factory stock overvalued right now?
Based on GuruFocus' analysis, Card Factory (CHIX:CARDL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.11, compared to a current price of £0.67 — trading 39.5% below its estimated fair value. The current Dividend Yield % is 7.33%, which is 38% above median its 10-year median of 5.33 and 177.7% above the Retail - Cyclical industry median of 2.64. Card Factory's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Card Factory (CHIX:CARDL), the current Dividend Yield % is 7.33% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Card Factory (CHIX:CARDL) Overvalued in 2026?
Based on GuruFocus' analysis, Card Factory stock appears to be undervalued.
The current stock price of £0.67 is trading 39.5% below its estimated GF Value™ of £1.11.
GuruFocus considers Card Factory to be Significantly Undervalued.
Key valuation signals for CHIX:CARDL:
Dividend Yield %: 7.33% (38% above median its 10-year median of 5.33)
GF Value™: £1.11 vs. price of £0.67 (39.5% below fair value)
Industry Position: 177.7% above the Retail - Cyclical median (#42 of 582)
No single metric tells the full story. See the CHIX:CARDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
81GF Score
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