Card FactoryCHIX:CARDL -1.61%81 FCF Yield % is 39.59 as of Jul. 07, 2026, which is 72% above its 10-year median of 23.00. GuruFocus rates CHIX:CARDL with a GF Score™ of 81/100 and a GF Value™ of £1.11 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,122 Retail - Cyclical companies, Card Factory ranks better than 92.96% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Card Factory FCF Yield % Related Terms
Card Factory FCF Yield % Historical Data
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The historical data trend for Card Factory's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CARDL vs CASY, WSM, DKS: FCF Yield % Comparison
For the Specialty Retail subindustry, Card Factory's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Card Factory FCF Yield % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Card Factory's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Card Factory (CHIX:CARDL) has a FCF Yield % of 39.59 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Card Factory and its competitors. This is 72% above median its historical median of 23.00. Over the past decade, Card Factory's FCF Yield % has ranged from 6.02 to 97.96. According to the industry distribution chart, Card Factory ranks #79 out of 1122 companies in the Retail - Cyclical industry, placing it in the top 7%.
Is Card Factory's FCF Yield % too high?
Card Factory's current FCF Yield % of 39.59 is 72% above median its 10-year median of 23.00. Over the past 10 years, this metric has ranged from a low of 6.02 to a high of 97.96. The Retail - Cyclical industry median FCF Yield % is 4.30. Card Factory's value of 39.59 is 821.8% above this industry median. Based on the distribution chart, Card Factory ranks #79 out of 1122 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Card Factory has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Card Factory's FCF Yield % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Card Factory ranks #79 out of 1122 companies for FCF Yield %. This places Card Factory in the top 7% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 4.30. Card Factory's value of 39.59 is 821.8% above this benchmark. Historically, Card Factory's own FCF Yield % has ranged from 6.02 to 97.96 over the past decade. While the company's 10-year median is 23.00 vs. the industry median of 4.30, Card Factory has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Retail - Cyclical company?
The median FCF Yield % among Retail - Cyclical companies is 4.30, based on 1,122 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Card Factory's current FCF Yield % of 39.59 is 821.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Card Factory and its competitors. For the Retail - Cyclical industry, the median FCF Yield % is 4.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Card Factory's current FCF Yield % is 39.59, which is 72% above median its own 10-year median of 23.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Card Factory stock overvalued right now?
Based on GuruFocus' analysis, Card Factory (CHIX:CARDL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.11, compared to a current price of £0.67 — trading 39.5% below its estimated fair value. The current FCF Yield % is 39.59, which is 72% above median its 10-year median of 23.00 and 821.8% above the Retail - Cyclical industry median of 4.30. Card Factory's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Card Factory (CHIX:CARDL), the current FCF Yield % is 39.59 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Card Factory (CHIX:CARDL) Overvalued in 2026?
Based on GuruFocus' analysis, Card Factory stock appears to be undervalued.
The current stock price of £0.67 is trading 39.5% below its estimated GF Value™ of £1.11.
GuruFocus considers Card Factory to be Significantly Undervalued.
Key valuation signals for CHIX:CARDL:
FCF Yield %: 39.59 (72% above median its 10-year median of 23.00)
GF Value™: £1.11 vs. price of £0.67 (39.5% below fair value)
Industry Position: 821.8% above the Retail - Cyclical median (#79 of 1122)
No single metric tells the full story. See the CHIX:CARDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
81GF Score
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