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Card FactoryCHIX:CARDL +1.43%81 Receivables Turnover is 21.08 as of Jan. 2026. GuruFocus rates CHIX:CARDL with a GF Score™ of 81/100 and a GF Value™ of £1.12 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,101 Retail - Cyclical companies, Card Factory ranks better than 70.12% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Card Factory's Revenue for the
six
months ended in Jan. 2026 was £335.1 Mil. Card Factory's average Accounts Receivable for the
six
months ended in Jan. 2026 was £15.9 Mil.
Hence, Card Factory's Receivables Turnover for the
six
months ended in Jan. 2026 was 21.08.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Card Factory Receivables Turnover Related Terms
Card Factory Receivables Turnover Historical Data
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The historical data trend for Card Factory's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:CARDL vs CASY, WSM, DKS: Receivables Turnover Comparison
For the Specialty Retail subindustry, Card Factory's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Card Factory Receivables Turnover vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Card Factory's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Card Factory (CHIX:CARDL) has a Receivables Turnover of 21.08 as of Jan. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Card Factory and its competitors. According to the industry distribution chart, Card Factory ranks #329 out of 1101 companies in the Retail - Cyclical industry, placing it in the top 29.9%.
Is Card Factory's Receivables Turnover too high?
Card Factory's current Receivables Turnover is 21.08. The Retail - Cyclical industry median Receivables Turnover is 19.36. Card Factory's value of 21.08 is 8.9% above this industry median. Based on the distribution chart, Card Factory ranks #329 out of 1101 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Card Factory has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Card Factory's Receivables Turnover compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Card Factory ranks #329 out of 1101 companies for Receivables Turnover. This puts Card Factory in the upper half of its industry. The industry median Receivables Turnover is 19.36. Card Factory's value of 21.08 is 8.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Retail - Cyclical company?
The median Receivables Turnover among Retail - Cyclical companies is 19.36, based on 1,101 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Card Factory's current Receivables Turnover of 21.08 is 8.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Card Factory and its competitors. For the Retail - Cyclical industry, the median Receivables Turnover is 19.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Card Factory's current Receivables Turnover is 21.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Card Factory stock overvalued right now?
Based on GuruFocus' analysis, Card Factory (CHIX:CARDL) is currently considered Significantly Undervalued. The stock's GF Value™ is £1.12, compared to a current price of £0.71 — trading 36.7% below its estimated fair value. The current Receivables Turnover is 21.08 and 8.9% above the Retail - Cyclical industry median of 19.36. Card Factory's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Card Factory (CHIX:CARDL), the current Receivables Turnover is 21.08 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Card Factory (CHIX:CARDL) Overvalued in 2026?
Based on GuruFocus' analysis, Card Factory stock appears to be undervalued.
The current stock price of £0.71 is trading 36.7% below its estimated GF Value™ of £1.12.
GuruFocus considers Card Factory to be Significantly Undervalued.
Key valuation signals for CHIX:CARDL:
Receivables Turnover: 21.08
GF Value™: £1.12 vs. price of £0.71 (36.7% below fair value)
Industry Position: 8.9% above the Retail - Cyclical median (#329 of 1101)
No single metric tells the full story. See the CHIX:CARDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
81GF Score
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