Card Factory (CHIX:CARDL) Total Payout Ratio: (As of Sep. 22, 2026)

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Director of Data and Quant Analytics at GuruFocus
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CHIX:CARDL Card Factory PLC CHIX:CARDL
78 GF Score
Price £0.70
GF Value £1.12
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Card Factory Total Payout Ratio?

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Card Factory's current Total Payout Ratio is .

Card Factory Total Payout Ratio Related Terms

Card Factory Total Payout Ratio Historical Data

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The historical data trend for Card Factory's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Card Factory Total Payout Ratio Chart

Card Factory Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Total Payout Ratio
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Card Factory Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
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CHIX:CARDL vs CASY, WSM, ULTA: Total Payout Ratio Comparison

For the Specialty Retail subindustry, Card Factory's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Card Factory Total Payout Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Card Factory's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Card Factory's Total Payout Ratio falls into.


CHIX:CARDL
78GF Score
Card Factory PLC CHIX:CARDL
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Card Factory Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Card Factory's Total Payout Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0 + 0.6 + -17.2) / 31.2
=0.53

Card Factory's Total Payout Ratio for the quarter that ended in Jan. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0 + 0.1 + -4.6) / 25.6
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Card Factory (CHIX:CARDL) Overvalued in 2026?

Based on GuruFocus' analysis, Card Factory stock appears to be undervalued. The current stock price of £0.70 is trading 37.3% below its estimated GF Value™ of £1.12. GuruFocus considers Card Factory to be Significantly Undervalued.

Key valuation signals for CHIX:CARDL:

  • Total Payout Ratio:
  • GF Value™: £1.12 vs. price of £0.70 (37.3% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the CHIX:CARDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Card Factory Business Description

Other Exchanges CRFCF:USACARD:UK0CT:Germany
Address Century House, Brunel Road, 41 Industrial Estate, Wakefield, West Yorkshire, GBR, WF2 0XG
Card Factory PLC is a British retailer of greeting cards. The principal activities of the Company operations are as a vertically integrated, omnichannel retailer of cards, gifts, and celebration essentials. Its products are offered via stores present in the United Kingdom, as well as online through websites: Card Factory and Getting Personal. The company's revenue is principally attributable to the retail sale of cards, dressings, and gifts. The business model is vertically integrated. It has an in-house design team, a printing facility, and a central warehousing facility.
78GF Score

Get the complete analysis for CHIX:CARDL

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.70
Price
£1.12
GF Value