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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, American Bank's Enterprise Value is $169.72 Mil.
American Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, American Bank's EV-to-OCF for today is .
The historical rank and industry rank for American Bank's EV-to-OCF or its related term are showing as below:
AMBK'
s EV-to-OCF Range Over the Past 10 Years
Min: 6.52 Med: 16.97 Max: 30.13
Current: 23.01
During the past 13 years, the highest EV-to-OCF of American Bank was 30.13. The lowest was 6.52. And the median was 16.97.
AMBK's EV-to-OCF is ranked worse than 89.46% of 1499
companies
in the Banks industry
Industry Median: 4.08
vs AMBK: 23.01
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Bank's PE Ratio (TTM) for today is calculated as:
American Bank's share price for today is $22.25.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. American Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $1.100.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
American Bank EV-to-OCF Related Terms
American Bank EV-to-OCF Historical Data
* Premium members only.
The historical data trend for American Bank's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, American Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, American Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where American Bank's EV-to-OCF falls into.
American Bank's current Enterprise Value is $169.72 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. American Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is American Bank (AMBK) Overvalued in 2026?
Based on GuruFocus' analysis, American Bank stock appears to be undervalued.
The current stock price of $22.25 is trading 3.1% below its estimated GF Value™ of $22.95.
GuruFocus considers American Bank to be Fairly Valued.
Key valuation signals for AMBK:
EV-to-OCF:
GF Value™: $22.95 vs. price of $22.25 (3.1% below fair value)
No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
62GF Score
Get the complete analysis for AMBK
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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