AMBK (American Bank) Total Debt per Share: $9.53 (As of Dec. 2025)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMBK American Bank Inc AMBK
64 GF Score
Price $22.80
GF Value $22.86
Valuation Fairly Valued
! 6 Warning Signs
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What is American Bank Total Debt per Share?

American Bank AMBK +0.31% 64 Total Debt per Share is $9.53 as of Dec. 2025. GuruFocus rates AMBK with a GF Score™ of 64/100 and a GF Value™ of $22.86 (Fairly Valued). The stock has 6 warning signs investors should review.

$9.53 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. American Bank's Total Debt Per Share for the quarter that ended in Dec. 2025 was $9.53.


American Bank Total Debt per Share Historical Data

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The historical data trend for American Bank's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Bank Total Debt per Share Chart

American Bank Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.97 18.61 17.20 12.35 9.53

American Bank Semi-Annual Data
Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.97 18.61 17.20 12.35 9.53
AMBK
64GF Score
American Bank Inc AMBK
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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American Bank Total Debt per Share Calculation

American Bank's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

American Bank's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $9.53 mean?
American Bank (AMBK) has a Total Debt per Share of $9.53 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on American Bank and its competitors.
Is American Bank's Total Debt per Share too high?
American Bank's current Total Debt per Share is $9.53. Overall, American Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Bank's Total Debt per Share compare to JFBC and BSBK?
American Bank's Total Debt per Share of $9.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on American Bank and its competitors. American Bank's current Total Debt per Share is $9.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Bank stock overvalued right now?
Based on GuruFocus' analysis, American Bank (AMBK) is currently considered Fairly Valued. The stock's GF Value™ is $22.86, compared to a current price of $22.80 — trading 0.3% below its estimated fair value. The current Total Debt per Share is $9.53. American Bank's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For American Bank (AMBK), the current Total Debt per Share is $9.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Bank (AMBK) Overvalued in 2026?

Based on GuruFocus' analysis, American Bank stock appears to be undervalued. The current stock price of $22.80 is trading 0.3% below its estimated GF Value™ of $22.86. GuruFocus considers American Bank to be Fairly Valued.

Key valuation signals for AMBK:

  • Total Debt per Share: $9.53
  • GF Value™: $22.86 vs. price of $22.80 (0.3% below fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Bank Business Description

Address 615 Waterfront Drive, Suite 501, Allentown, PA, USA, 18102
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
64GF Score

Get the complete analysis for AMBK

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.80
Price
$22.86
GF Value