AMBK (American Bank) FCF Yield %: 6.19 (As of Jun. 24, 2026) — 27% Below Median


AMBK American Bank Inc AMBK
56 GF Score
Price $18.38
GF Value $22.69
Valuation Modestly Undervalued
! 3 Warning Signs
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What is American Bank FCF Yield %?

American Bank AMBK 56 FCF Yield % is 6.19 as of Jun. 24, 2026, which is 27% below its 10-year median of 8.48. GuruFocus rates AMBK with a GF Score™ of 56/100 and a GF Value™ of $22.69 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, American Bank ranks worse than 58.74% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, American Bank's Trailing 12-Month Free Cash Flow is $7.21 Mil, and Market Cap is $116.34 Mil. Therefore, American Bank's FCF Yield % for today is 6.19%.

The historical rank and industry rank for American Bank's FCF Yield % or its related term are showing as below:

AMBK' s FCF Yield % Range Over the Past 10 Years
Min: 4.29   Med: 8.48   Max: 17.32
Current: 6.19


During the past 13 years, the highest FCF Yield % of American Bank was 17.32%. The lowest was 4.29%. And the median was 8.48%.

AMBK's FCF Yield % is ranked worse than
58.74% of 1505 companies
in the Banks industry
Industry Median: 8.26 vs AMBK: 6.19

American Bank's FCF Margin % for the quarter that ended in Dec. 2025 was 21.61%.


American Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


American Bank FCF Yield % Related Terms


American Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for American Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Bank FCF Yield % Chart

American Bank Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.01 15.94 4.75 8.34 6.90

American Bank Semi-Annual Data
Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.01 15.94 4.75 8.34 6.90

AMBK vs RVSB, JFBC, PPBN: FCF Yield % Comparison

For the Banks - Regional subindustry, American Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, American Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where American Bank's FCF Yield % falls into.


AMBK
56GF Score
American Bank Inc AMBK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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American Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

American Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=7.207 / 104.5083
=6.90%

American Bank's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=7.207 * 1 / 104.5083
=6.90%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.19 mean?
American Bank (AMBK) has a FCF Yield % of 6.19 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on American Bank and its competitors. This is 27% below median its historical median of 8.48. Over the past decade, American Bank's FCF Yield % has ranged from 4.29 to 17.32. According to the industry distribution chart, American Bank ranks #884 out of 1505 companies in the Banks industry, placing it in the top 58.7%.
Is American Bank's FCF Yield % too high?
American Bank's current FCF Yield % of 6.19 is 27% below median its 10-year median of 8.48. Over the past 10 years, this metric has ranged from a low of 4.29 to a high of 17.32. The Banks industry median FCF Yield % is 8.26. American Bank's value of 6.19 is 25.1% below this industry median. Based on the distribution chart, American Bank ranks #884 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, American Bank has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Bank's FCF Yield % compare to RVSB and JFBC?
According to the Banks industry distribution chart, American Bank ranks #884 out of 1505 companies for FCF Yield %. This places American Bank in the lower half of its industry. The industry median FCF Yield % is 8.26. American Bank's value of 6.19 is 25.1% below this benchmark. Historically, American Bank's own FCF Yield % has ranged from 4.29 to 17.32 over the past decade. While the company's 10-year median is 8.48 vs. the industry median of 8.26, American Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.26, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Bank's current FCF Yield % of 6.19 is 25.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on American Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Bank's current FCF Yield % is 6.19, which is 27% below median its own 10-year median of 8.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Bank stock overvalued right now?
Based on GuruFocus' analysis, American Bank (AMBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.69, compared to a current price of $18.38 — trading 19% below its estimated fair value. The current FCF Yield % is 6.19, which is 27% below median its 10-year median of 8.48 and 25.1% below the Banks industry median of 8.26. American Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For American Bank (AMBK), the current FCF Yield % is 6.19 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Bank (AMBK) Overvalued in 2026?

Based on GuruFocus' analysis, American Bank stock appears to be undervalued. The current stock price of $18.38 is trading 19% below its estimated GF Value™ of $22.69. GuruFocus considers American Bank to be Modestly Undervalued.

Key valuation signals for AMBK:

  • FCF Yield %: 6.19 (27% below median its 10-year median of 8.48)
  • GF Value™: $22.69 vs. price of $18.38 (19% below fair value)
  • GF Score™: 56/100 with 3 warning signs
  • Industry Position: 25.1% below the Banks median (#884 of 1505)

No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Bank Business Description

Address 615 Waterfront Drive, Suite 501, Allentown, PA, USA, 18102
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
56GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.38
Price
$22.69
GF Value