American BankAMBK 56 Median PS Value is $23.44 as of Jun. 24, 2026, which is 3201% above its 10-year median of 0.71. GuruFocus rates AMBK with a GF Score™ of 56/100 and a GF Value™ of $22.69 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,043 Banks companies, American Bank ranks better than 85.33% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. American Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $5.08. American Bank's 10-Year median PS Ratio is 4.6142. Therefore, the Median PS Value for today is $23.44.
As of today (2026-06-24), American Bank's share price is $18.38. American Bank's Median PS Value is $23.44. Therefore, American Bank's Price to Median PS Value for today is 0.78.
The historical rank and industry rank for American Bank's Median PS Value or its related term are showing as below:
AMBK'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.63 Med: 0.71 Max: 0.83
Current: 0.78
During the past 13 years, the highest Price to Median PS Value of American Bank was 0.83. The lowest was 0.63. And the median was 0.71.
AMBK's Price-to-Median-PS-Value is ranked better than 85.33% of 1043
companies
in the Banks industry
Industry Median: 1.09
vs AMBK: 0.78
American Bank (OTCPK:AMBK) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
American Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
18.38
/
23.44
=
0.78
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Bank Median PS Value Related Terms
American Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for American Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMBK vs RVSB, JFBC, PPBN: Median PS Value Comparison
For the Banks - Regional subindustry, American Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, American Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where American Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.6142.
For company reported annually, GuruFocus uses latest annual data as the TTM data. American Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $5.08.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Bank (AMBK) has a Median PS Value of $23.44 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on American Bank and its competitors. This is 3201% above median its historical median of 0.71. Over the past decade, American Bank's Median PS Value has ranged from 0.63 to 0.83. According to the industry distribution chart, American Bank ranks #153 out of 1043 companies in the Banks industry, placing it in the top 14.7%.
Is American Bank's Median PS Value too high?
American Bank's current Median PS Value of $23.44 is 3201% above median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 0.83. The Banks industry median Median PS Value is 1.09. American Bank's value of $23.44 is 2050.5% above this industry median. Based on the distribution chart, American Bank ranks #153 out of 1043 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, American Bank has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does American Bank's Median PS Value compare to RVSB and JFBC?
According to the Banks industry distribution chart, American Bank ranks #153 out of 1043 companies for Median PS Value. This places American Bank in the top 15% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.09. American Bank's value of $23.44 is 2050.5% above this benchmark. Historically, American Bank's own Median PS Value has ranged from 0.63 to 0.83 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 1.09, American Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.09, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Bank's current Median PS Value of $23.44 is 2050.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on American Bank and its competitors. For the Banks industry, the median Median PS Value is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Bank's current Median PS Value is $23.44, which is 3201% above median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Bank stock overvalued right now?
Based on GuruFocus' analysis, American Bank (AMBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.69, compared to a current price of $18.38 — trading 19% below its estimated fair value. The current Median PS Value is $23.44, which is 3201% above median its 10-year median of 0.71 and 2050.5% above the Banks industry median of 1.09. American Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For American Bank (AMBK), the current Median PS Value is $23.44 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Bank (AMBK) Overvalued in 2026?
Based on GuruFocus' analysis, American Bank stock appears to be undervalued.
The current stock price of $18.38 is trading 19% below its estimated GF Value™ of $22.69.
GuruFocus considers American Bank to be Modestly Undervalued.
Key valuation signals for AMBK:
Median PS Value: $23.44 (3201% above median its 10-year median of 0.71)
GF Value™: $22.69 vs. price of $18.38 (19% below fair value)
Industry Position: 2050.5% above the Banks median (#153 of 1043)
No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
56GF Score
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