AMBK (American Bank) Pre-Tax Income: $9.05 Mil (TTM As of Dec. 2025)

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AMBK American Bank Inc AMBK
56 GF Score
Price $23.43
GF Value $23.11
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is American Bank Pre-Tax Income?

American Bank AMBK +5.30% 56 Pre-Tax Income is $9.05 Mil as of Dec. 2025. GuruFocus rates AMBK with a GF Score™ of 56/100 and a GF Value™ of $23.11 (Fairly Valued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. American Bank's pretax income for the six months ended in Dec. 2025 was $0.00 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $9.05 Mil. American Bank's pretax margin was %.

During the past 13 years, American Bank's highest Pretax Margin was 52.80%. The lowest was 39.07%. And the median was 48.22%.


American Bank  (OTCPK:AMBK) Pre-Tax Income Explanation

American Bank's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=0/0
=%

During the past 13 years, American Bank's highest Pretax Margin was 52.80%. The lowest was 39.07%. And the median was 48.22%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


American Bank Pre-Tax Income Related Terms


American Bank Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for American Bank's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Bank Pre-Tax Income Chart

American Bank Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.71 12.69 11.66 11.25 16.95

American Bank Semi-Annual Data
Jun02 Dec02 Jun03 Dec03 Jun04 Dec04 Jun05 Dec05 Jun06 Dec06 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 9.05

AMBK vs PBCO, CBBI, CMRB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, American Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Bank Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, American Bank's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where American Bank's Pre-Tax Income falls into.


AMBK
56GF Score
American Bank Inc AMBK
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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American Bank Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

American Bank's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+16.948
=16.95

American Bank's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+0
=0.00

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $9.05 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $9.05 Mil mean?
American Bank (AMBK) has a Pre-Tax Income of $9.05 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on American Bank and its competitors.
Is American Bank's Pre-Tax Income too high?
American Bank's current Pre-Tax Income is $9.05 Mil. Overall, American Bank has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Bank's Pre-Tax Income compare to PBCO and CBBI?
American Bank's Pre-Tax Income of $9.05 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on American Bank and its competitors. American Bank's current Pre-Tax Income is $9.05 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Bank stock overvalued right now?
Based on GuruFocus' analysis, American Bank (AMBK) is currently considered Fairly Valued. The stock's GF Value™ is $23.11, compared to a current price of $23.43 — trading 1.4% above its estimated fair value. The current Pre-Tax Income is $9.05 Mil. American Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For American Bank (AMBK), the current Pre-Tax Income is $9.05 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Bank (AMBK) Overvalued in 2026?

Based on GuruFocus' analysis, American Bank stock appears to be overvalued. The current stock price of $23.43 is trading 1.4% above its estimated GF Value™ of $23.11. GuruFocus considers American Bank to be Fairly Valued.

Key valuation signals for AMBK:

  • Pre-Tax Income: $9.05 Mil
  • GF Value™: $23.11 vs. price of $23.43 (1.4% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Bank Business Description

Address 615 Waterfront Drive, Suite 501, Allentown, PA, USA, 18102
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
56GF Score

Get the complete analysis for AMBK

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.43
Price
$23.11
GF Value