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American Bank (American Bank) Debt-to-Equity : 2.42 (As of Mar. 2007)


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What is American Bank Debt-to-Equity?

American Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2007 was $11.44 Mil. American Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2007 was $72.21 Mil. American Bank's Total Stockholders Equity for the quarter that ended in Mar. 2007 was $34.58 Mil. American Bank's debt to equity for the quarter that ended in Mar. 2007 was 2.42.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for American Bank's Debt-to-Equity or its related term are showing as below:

AMBK's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.66
* Ranked among companies with meaningful Debt-to-Equity only.

American Bank Debt-to-Equity Historical Data

The historical data trend for American Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

American Bank Debt-to-Equity Chart

American Bank Annual Data
Trend Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
Debt-to-Equity
Get a 7-Day Free Trial 3.78 3.05 2.54 2.37 2.92

American Bank Quarterly Data
Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.16 3.83 3.01 2.92 2.42

Competitive Comparison of American Bank's Debt-to-Equity

For the Banks - Regional subindustry, American Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Bank's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, American Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where American Bank's Debt-to-Equity falls into.



American Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

American Bank's Debt to Equity Ratio for the fiscal year that ended in Dec. 2006 is calculated as

American Bank's Debt to Equity Ratio for the quarter that ended in Mar. 2007 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


American Bank  (OTCPK:AMBK) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


American Bank Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of American Bank's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


American Bank (American Bank) Business Description

Traded in Other Exchanges
N/A
Address
4029 West Tilghman Street, Allentown, PA, USA, 18104
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumer, business, institutional and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. It generates revenue from interest and dividend income on loans and investments.
Executives
John C Long director 2400 BERNVILLE ROAD, READING PA 19612

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