AMBK (American Bank) Net Loan: $839.56 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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AMBK American Bank Inc AMBK
60 GF Score
Price $21.73
GF Value $22.80
Valuation Fairly Valued
! 5 Warning Signs
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What is American Bank Net Loan?

American Bank AMBK +5.69% 60 Net Loan is $839.56 Mil as of Dec. 2025. GuruFocus rates AMBK with a GF Score™ of 60/100 and a GF Value™ of $22.80 (Fairly Valued). The stock has 5 warning signs investors should review.

American Bank's quarterly net loan increased from Dec. 2023 ($732.18 Mil) to Dec. 2024 ($798.34 Mil) and increased from Dec. 2024 ($798.34 Mil) to Dec. 2025 ($839.56 Mil).

American Bank's annual net loan increased from Dec. 2023 ($732.18 Mil) to Dec. 2024 ($798.34 Mil) and increased from Dec. 2024 ($798.34 Mil) to Dec. 2025 ($839.56 Mil).

American Bank Net Loan Historical Data

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The historical data trend for American Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Bank Net Loan Chart

American Bank Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 607.48 653.69 732.18 798.34 839.56

American Bank Semi-Annual Data
Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 607.48 653.69 732.18 798.34 839.56
AMBK
60GF Score
American Bank Inc AMBK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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American Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $839.56 Mil mean?
American Bank (AMBK) has a Net Loan of $839.56 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on American Bank and its competitors.
Is American Bank's Net Loan too high?
American Bank's current Net Loan is $839.56 Mil. Overall, American Bank has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Bank's Net Loan compare to JFBC and BSBK?
American Bank's Net Loan of $839.56 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on American Bank and its competitors. American Bank's current Net Loan is $839.56 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Bank stock overvalued right now?
Based on GuruFocus' analysis, American Bank (AMBK) is currently considered Fairly Valued. The stock's GF Value™ is $22.80, compared to a current price of $21.73 — trading 4.7% below its estimated fair value. The current Net Loan is $839.56 Mil. American Bank's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For American Bank (AMBK), the current Net Loan is $839.56 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Bank (AMBK) Overvalued in 2026?

Based on GuruFocus' analysis, American Bank stock appears to be undervalued. The current stock price of $21.73 is trading 4.7% below its estimated GF Value™ of $22.80. GuruFocus considers American Bank to be Fairly Valued.

Key valuation signals for AMBK:

  • Net Loan: $839.56 Mil
  • GF Value™: $22.80 vs. price of $21.73 (4.7% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

American Bank Business Description

Address 615 Waterfront Drive, Suite 501, Allentown, PA, USA, 18102
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
60GF Score

Get the complete analysis for AMBK

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.73
Price
$22.80
GF Value