AMBK (American Bank) 3-Year Dividend Growth Rate: 2.50% (As of Jun. 2026) — 53% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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AMBK American Bank Inc AMBK
55 GF Score
Price $23.09
GF Value $23.19
Valuation Fairly Valued
! 6 Warning Signs
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What is American Bank 3-Year Dividend Growth Rate?

American Bank AMBK 55 3-Year Dividend Growth Rate is 2.50% as of Jun. 2026, which is 53% below its 10-year median of 5.30. GuruFocus rates AMBK with a GF Score™ of 55/100 and a GF Value™ of $23.19 (Fairly Valued). The stock has 6 warning signs investors should review. Among 957 Banks companies, American Bank ranks worse than 77.85% on this metric.

American Bank's Dividends per Share for the three months ended in Jun. 2026 was $0.16.

The historical rank and industry rank for American Bank's 3-Year Dividend Growth Rate or its related term are showing as below:

AMBK' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 2.5   Med: 5.3   Max: 68.7
Current: 2.5

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of American Bank was 68.70% per year. The lowest was 2.50% per year. And the median was 5.30% per year.

AMBK's 3-Year Dividend Growth Rate is ranked worse than
77.85% of 957 companies
in the Banks industry
Industry Median: 10.1 vs AMBK: 2.50

During the past 3 years, the average Dividends Per Share Growth Rate was 2.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

American Bank's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.31. As of today, American Bank's Dividend Yield % is 2.69%.

Warning Sign:

American Bank Inc stock Dividend Yield % is close to 10-year low.

For more information regarding to dividend, please check our Dividend Page.


American Bank  (OTCPK:AMBK) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

American Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.16/ 0.51672575921073
=0.31

During the past 13 years, the highest Dividend Payout Ratio of American Bank was 0.57. The lowest was 0.24. And the median was 0.37.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

American Bank Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.1600002026-09-152026-09-152026-10-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.1600002026-06-152026-06-152026-07-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.1600002026-03-162026-03-162026-04-01Cash DividendquarterlyUSD:USD 1.000000
USD 0.1400002025-12-152025-12-152026-01-02Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

American Bank's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.62/23.09
=2.69 %

Current Share Price is $23.09.
American Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.62.

During the past 13 years, the highest Dividend Yield of American Bank was 4.53%. The lowest was 2.39%. And the median was 3.19%.

Warning Sign:

American Bank Inc stock Dividend Yield % is close to 10-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


American Bank 3-Year Dividend Growth Rate Related Terms>


AMBK vs PBCO, CBBI, CMRB: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, American Bank's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Bank 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, American Bank's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where American Bank's 3-Year Dividend Growth Rate falls into.


AMBK
55GF Score
American Bank Inc AMBK
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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American Bank 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 2.50% mean?
American Bank (AMBK) has a 3-Year Dividend Growth Rate of 2.50% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on American Bank and its competitors. This is 53% below median its historical median of 5.30. Over the past decade, American Bank's 3-Year Dividend Growth Rate has ranged from 2.50 to 68.70. According to the industry distribution chart, American Bank ranks #745 out of 957 companies in the Banks industry, placing it in the top 77.8%.
Is American Bank's 3-Year Dividend Growth Rate too high?
American Bank's current 3-Year Dividend Growth Rate of 2.50% is 53% below median its 10-year median of 5.30. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 68.70. The Banks industry median 3-Year Dividend Growth Rate is 10.10. American Bank's value of 2.50% is 75.2% below this industry median. Based on the distribution chart, American Bank ranks #745 out of 957 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, American Bank has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Bank's 3-Year Dividend Growth Rate compare to PBCO and CBBI?
According to the Banks industry distribution chart, American Bank ranks #745 out of 957 companies for 3-Year Dividend Growth Rate. This places American Bank in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. American Bank's value of 2.50% is 75.2% below this benchmark. Historically, American Bank's own 3-Year Dividend Growth Rate has ranged from 2.50 to 68.70 over the past decade. While the company's 10-year median is 5.30 vs. the industry median of 10.10, American Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 957 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Bank's current 3-Year Dividend Growth Rate of 2.50% is 75.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on American Bank and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Bank's current 3-Year Dividend Growth Rate is 2.50%, which is 53% below median its own 10-year median of 5.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Bank stock overvalued right now?
Based on GuruFocus' analysis, American Bank (AMBK) is currently considered Fairly Valued. The stock's GF Value™ is $23.19, compared to a current price of $23.09 — trading 0.4% below its estimated fair value. The current 3-Year Dividend Growth Rate is 2.50%, which is 53% below median its 10-year median of 5.30 and 75.2% below the Banks industry median of 10.10. American Bank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For American Bank (AMBK), the current 3-Year Dividend Growth Rate is 2.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is American Bank (AMBK) Overvalued in 2026?

Based on GuruFocus' analysis, American Bank stock appears to be undervalued. The current stock price of $23.09 is trading 0.4% below its estimated GF Value™ of $23.19. GuruFocus considers American Bank to be Fairly Valued.

Key valuation signals for AMBK:

  • 3-Year Dividend Growth Rate: 2.50% (53% below median its 10-year median of 5.30)
  • GF Value™: $23.19 vs. price of $23.09 (0.4% below fair value)
  • GF Score™: 55/100 with 6 warning signs
  • Industry Position: 75.2% below the Banks median (#745 of 957)

No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


American Bank Business Description

Address 615 Waterfront Drive, Suite 501, Allentown, PA, USA, 18102
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
55GF Score

Get the complete analysis for AMBK

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.09
Price
$23.19
GF Value