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American Bank (American Bank) Net Margin % : 27.69% (As of Mar. 2007)


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What is American Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. American Bank's Net Income for the three months ended in Mar. 2007 was $0.76 Mil. American Bank's Revenue for the three months ended in Mar. 2007 was $2.74 Mil. Therefore, American Bank's net margin for the quarter that ended in Mar. 2007 was 27.69%.

The historical rank and industry rank for American Bank's Net Margin % or its related term are showing as below:


AMBK's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.265
* Ranked among companies with meaningful Net Margin % only.

American Bank Net Margin % Historical Data

The historical data trend for American Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

American Bank Net Margin % Chart

American Bank Annual Data
Trend Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
Net Margin %
Get a 7-Day Free Trial 27.84 28.39 30.49 30.47 26.92

American Bank Quarterly Data
Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.03 25.97 28.14 26.55 27.69

Competitive Comparison of American Bank's Net Margin %

For the Banks - Regional subindustry, American Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, American Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where American Bank's Net Margin % falls into.



American Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

American Bank's Net Margin for the fiscal year that ended in Dec. 2006 is calculated as

Net Margin=Net Income (A: Dec. 2006 )/Revenue (A: Dec. 2006 )
=2.831/10.515
=26.92 %

American Bank's Net Margin for the quarter that ended in Mar. 2007 is calculated as

Net Margin=Net Income (Q: Mar. 2007 )/Revenue (Q: Mar. 2007 )
=0.759/2.741
=27.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


American Bank  (OTCPK:AMBK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


American Bank Net Margin % Related Terms

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American Bank (American Bank) Business Description

Traded in Other Exchanges
N/A
Address
4029 West Tilghman Street, Allentown, PA, USA, 18104
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumer, business, institutional and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. It generates revenue from interest and dividend income on loans and investments.
Executives
John C Long director 2400 BERNVILLE ROAD, READING PA 19612

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