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American BankAMBK +5.30%56 3-Year EPS without NRI Growth Rate is 10.10% as of Dec. 2025, which is at its 10-year median of 10.10. GuruFocus rates AMBK with a GF Score™ of 56/100 and a GF Value™ of $23.12 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,404 Banks companies, American Bank ranks better than 57.41% on this metric.
During the past 12 months, American Bank's average EPS without NRI Growth Rate was 51.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 10.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 5.00% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 19.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of American Bank was 87.40% per year. The lowest was -5.40% per year. And the median was 10.10% per year.
American Bank (OTCPK:AMBK) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
American Bank 3-Year EPS without NRI Growth Rate Related Terms
AMBK vs PBCO, CBBI, CMRB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, American Bank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Bank 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, American Bank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where American Bank's 3-Year EPS without NRI Growth Rate falls into.
American Bank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 10.10% mean?
American Bank (AMBK) has a 3-Year EPS without NRI Growth Rate of 10.10% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for American Bank and its competitors. This is near median its historical median of 10.10. According to the industry distribution chart, American Bank ranks #598 out of 1404 companies in the Banks industry, placing it in the top 42.6%.
Is American Bank's 3-Year EPS without NRI Growth Rate too high?
American Bank's current 3-Year EPS without NRI Growth Rate of 10.10% is near median its 10-year median of 10.10. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. American Bank's value of 10.10% is 34.7% above this industry median. Based on the distribution chart, American Bank ranks #598 out of 1404 companies in the Banks industry, which is above the industry midpoint. Overall, American Bank has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does American Bank's 3-Year EPS without NRI Growth Rate compare to PBCO and CBBI?
According to the Banks industry distribution chart, American Bank ranks #598 out of 1404 companies for 3-Year EPS without NRI Growth Rate. This puts American Bank in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. American Bank's value of 10.10% is 34.7% above this benchmark. While the company's 10-year median is 10.10 vs. the industry median of 7.50, American Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,404 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Bank's current 3-Year EPS without NRI Growth Rate of 10.10% is 34.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for American Bank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Bank's current 3-Year EPS without NRI Growth Rate is 10.10%, which is near median its own 10-year median of 10.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Bank stock overvalued right now?
Based on GuruFocus' analysis, American Bank (AMBK) is currently considered Fairly Valued. The stock's GF Value™ is $23.12, compared to a current price of $23.43 — trading 1.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 10.10%, which is near median its 10-year median of 10.10 and 34.7% above the Banks industry median of 7.50. American Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For American Bank (AMBK), the current 3-Year EPS without NRI Growth Rate is 10.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is American Bank (AMBK) Overvalued in 2026?
Based on GuruFocus' analysis, American Bank stock appears to be overvalued.
The current stock price of $23.43 is trading 1.3% above its estimated GF Value™ of $23.12.
GuruFocus considers American Bank to be Fairly Valued.
Key valuation signals for AMBK:
3-Year EPS without NRI Growth Rate: 10.10% (near median its 10-year median of 10.10)
GF Value™: $23.12 vs. price of $23.43 (1.3% above fair value)
Industry Position: 34.7% above the Banks median (#598 of 1404)
No single metric tells the full story. See the AMBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
American Bank Inc is a United States-based holding company for American Bank. The bank offers deposit and loan products for consumers, businesses, public, institutional, and governmental customers, including interest-bearing checking, money market accounts, and retirement accounts. The company generates revenue from interest and dividend income on loans and investments.
56GF Score
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